Personal Care in Surf City, NC: Help With Bathing & Dressing

Local figures

Personal Care in Surf City, NC: the local picture

3.4%

of residents 65+ have difficulty dressing or bathing (6.9% in Onslow County)

15%

of residents 65+ have serious difficulty walking or climbing stairs (25% in Onslow County)

28

residents 85 or older (0.6% of all residents)

9

Medicare-certified home health agencies list Surf City ZIP codes in their service area

About 26 Surf City residents aged 65 or older have difficulty dressing or bathing (3.4%; 6.9% in Onslow County). The Census Bureau calls this a self-care difficulty, and it is what personal care is for.

114 have serious difficulty walking or climbing stairs (15%), so many personal care visits also mean help getting to the bathroom or shower safely.

28 of the 764 older residents are 85 or older; needs for hands-on help rise with age.

Surf City compared with Onslow County and North Carolina

Census figure	Surf City	Onslow County	North Carolina
Residents 65+ with difficulty dressing or bathing	3.4%	6.9%	6.6%
Residents 65+ with serious difficulty walking	15%	25%	21%
Residents 85 or older	0.6%	0.8%	1.7%
Residents 65+ with a disability	22%	39%	33%
Residents 65+ in households who live alone	28%	28%	28%
Residents 65+ below the poverty line (approx.)	13%	11%	11%
Median income, households headed by someone 65+	$63,017	$53,686	—

Older residents in towns around Surf City

Town	Distance	Residents 65+	Self-care difficulty (65+)
Holly Ridge, NC	4.2 mi	593	5.6%
Sneads Ferry, NC	12 mi	538	3.9%
Hampstead, NC	14 mi	1,280	2.3%
Porters Neck, NC	17 mi	2,532	3.8%
Bayshore, NC	18 mi	627	1.9%
Ogden, NC	19 mi	1,767	1.0%

Home health agencies with aides serving Surf City

Agency	Office	Distance	CMS quality stars	Services listed	Phone
Well Care Home Health	Wilmington, NC	25 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(910) 362-9405
Centerwell Home Health	Delco, NC	43 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, home health aides	—
Centerwell Home Health	Pollocksville, NC	44 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	—
Nhrmc Home Care	Rocky Point, NC	22 mi	3.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	—
Liberty Home Care, LLC	Wilmington, NC	25 mi	3.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(910) 251-8111
3HC	Goldsboro, NC	68 mi	3 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	—

Straight-line miles from the center of Surf City. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a personal care aide can help with

Bathing or showering, with a shower chair if needed
Dressing and undressing
Toileting and incontinence care
Grooming: hair, shaving and oral care

Cost

What personal care costs in Surf City

At the North Carolina median aide wage of $15.02 an hour, 20 hours of help a week comes to about $1,302 a month in wages, which is 25% of the $5,251 monthly median income of Surf City households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. North Carolina's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a personal care aide

The Census Bureau asks whether a person has difficulty dressing or bathing, which it calls a self-care difficulty; it is the clearest sign that someone needs personal care. Medicare does not pay for personal care when it is the only care needed (Medicare.gov), but many state Medicaid programs do for people who qualify.

Questions worth asking: How do you protect a client’s dignity during bathing and toileting? Are you trained in safe transfers? Can you keep the same morning or evening hours each day? More in our personal care guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Personal Care in Surf City: common questions

How much does personal care cost in Surf City?

At the North Carolina median aide wage of $15.02 an hour, 20 hours of help a week comes to about $1,302 a month in wages, which is 25% of the $5,251 monthly median income of Surf City households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. North Carolina's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

What is the difference between personal care and companion care?

Companion care is company and help around the house. Personal care is hands-on help with the body: bathing, dressing, toileting and grooming. Many caregivers offer both; say in your posting which you need.

More near Surf City

More senior care near Surf City

Personal Care in nearby cities

Other care in Surf City

More for Surf City families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

In-Home Personal Care in Surf City, NC