Personal Care in Waterloo, WI: Help With Bathing & Dressing

Local figures

Personal Care in Waterloo, WI: the local picture

15%

of residents 65+ have difficulty dressing or bathing (4.6% in Jefferson County)

31%

of residents 65+ have serious difficulty walking or climbing stairs (15% in Jefferson County)

89

residents 85 or older (2.5% of all residents)

4

Medicare-certified home health agencies list Waterloo ZIP codes in their service area

About 87 Waterloo residents aged 65 or older have difficulty dressing or bathing (15%; 4.6% in Jefferson County). The Census Bureau calls this a self-care difficulty, and it is what personal care is for.

188 have serious difficulty walking or climbing stairs (31%), so many personal care visits also mean help getting to the bathroom or shower safely.

89 of the 598 older residents are 85 or older; needs for hands-on help rise with age.

Waterloo compared with Jefferson County and Wisconsin

Census figure	Waterloo	Jefferson County	Wisconsin
Residents 65+ with difficulty dressing or bathing	15%	4.6%	5.3%
Residents 65+ with serious difficulty walking	31%	15%	16%
Residents 85 or older	2.5%	1.5%	2.1%
Residents 65+ with a disability	41%	27%	28%
Residents 65+ in households who live alone	36%	30%	30%
Residents 65+ below the poverty line (approx.)	16%	8.2%	9.1%
Median income, households headed by someone 65+	$53,859	$59,050	—

Older residents in towns around Waterloo

Town	Distance	Residents 65+	Self-care difficulty (65+)
Marshall, WI	3.8 mi	389	0.8%
Lake Mills, WI	8.4 mi	1,189	2.0%
Deerfield, WI	10 mi	293	6.8%
Columbus, WI	11 mi	844	5.7%
Sun Prairie, WI	12 mi	5,317	3.8%
Cottage Grove, WI	13 mi	1,006	5.2%

Home health agencies with aides serving Waterloo

Agency	Office	Distance	CMS quality stars	Services listed	Phone
Interim Healthcare Of Wisconsin	Madison, WI	23 mi	3.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(608) 238-0268
Hillside Home Care	Beaver Dam, WI	21 mi	3 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(920) 887-4050
Ssm Health At Home Home Health-Wisconsin	Madison, WI	26 mi	3 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(800) 924-2273
Commonheart Home Health	Waukesha, WI	38 mi	2.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(920) 261-7108

Straight-line miles from the center of Waterloo. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a personal care aide can help with

Bathing or showering, with a shower chair if needed
Dressing and undressing
Toileting and incontinence care
Grooming: hair, shaving and oral care

Cost

What personal care costs in Waterloo

At the Wisconsin median aide wage of $17.47 an hour, 20 hours of help a week comes to about $1,514 a month in wages, which is 34% of the $4,488 monthly median income of Waterloo households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Wisconsin's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see IRIS in Wisconsin: how a family member gets paid as a caregiver.

Before you hire

What to know before hiring a personal care aide

The Census Bureau asks whether a person has difficulty dressing or bathing, which it calls a self-care difficulty; it is the clearest sign that someone needs personal care. Medicare does not pay for personal care when it is the only care needed (Medicare.gov), but many state Medicaid programs do for people who qualify.

Questions worth asking: How do you protect a client’s dignity during bathing and toileting? Are you trained in safe transfers? Can you keep the same morning or evening hours each day? More in our personal care guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Personal Care in Waterloo: common questions

How much does personal care cost in Waterloo?

At the Wisconsin median aide wage of $17.47 an hour, 20 hours of help a week comes to about $1,514 a month in wages, which is 34% of the $4,488 monthly median income of Waterloo households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Wisconsin's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

What is the difference between personal care and companion care?

Companion care is company and help around the house. Personal care is hands-on help with the body: bathing, dressing, toileting and grooming. Many caregivers offer both; say in your posting which you need.

More near Waterloo

More senior care near Waterloo

Personal Care in nearby cities

Other care in Waterloo

More for Waterloo families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

In-Home Personal Care in Waterloo, WI