Respite Care in Cumberland, IN: Breaks for Family Caregivers

Local figures

Respite Care in Cumberland, IN: the local picture

940

residents 65 or older (15% of Cumberland)

62%

of residents 65+ in households live with someone, often a family caregiver

33%

of residents 65+ report a disability (35% in Marion County)

33

Medicare-certified hospices serve Cumberland ZIP codes

Most older adults in Cumberland live with someone: 62% of residents 65 and older in households do. When one of them needs care, the person they live with usually provides most of it, and respite is what keeps that sustainable.

About 312 Cumberland residents aged 65 or older report a disability (33%) (35% in Marion County). Many of them rely on a spouse or adult child day to day.

Medicare lists 33 hospices serving Cumberland ZIP codes. For someone on hospice, Medicare also covers short inpatient respite stays so the family caregiver can rest.

Cumberland compared with Marion County and Indiana

Census figure	Cumberland	Marion County	Indiana
Residents 65+ with a disability	33%	35%	33%
Residents 65+ in households who live alone	38%	35%	30%
Residents 65 or older	15%	13%	17%
Residents 85 or older	1.2%	1.5%	1.9%
Residents 65+ below the poverty line (approx.)	4.1%	12%	9.1%
Households with no vehicle	5.7%	8.3%	6.2%
Median income, households headed by someone 65+	$53,720	$50,368	—

Older residents in towns around Cumberland

Town	Distance	Residents 65+	65+ with a disability
New Palestine, IN	4.8 mi	448	34%
Lawrence, IN	6.0 mi	6,134	37%
McCordsville, IN	7.8 mi	1,351	30%
Beech Grove, IN	9.0 mi	2,486	45%
Greenfield, IN	9.1 mi	4,897	40%
Indianapolis, IN	11 mi	115,787	34%

Hospices serving Cumberland

Hospice	Office	Distance	Phone
Traditions Health	Indianapolis, IN	5.6 mi	(463) 202-2926
Paradigm Health	Indianapolis, IN	8.4 mi	(317) 735-6001
Gentiva Ii	Indianapolis, IN	8.4 mi	(317) 381-0095
Elevate Hospice	Indianapolis, IN	10 mi	(317) 764-2124
Anew Hospice	Indianapolis, IN	11 mi	(317) 300-2292

Nursing homes near Cumberland (ask about short stays)

Nursing home	Town	Distance	CMS overall rating	Certified beds	Phone
Majestic Care Of Mccordsville	Mccordsville, IN	4.5 mi	4 of 5	48	(317) 335-2159
Harrison Terrace	Indianapolis, IN	4.7 mi	2 of 5	110	(317) 353-6270
Wildwood Healthcare Center	Indianapolis, IN	5.0 mi	1 of 5	160	(317) 353-1290
Brickyard Healthcare - Brookview Care Center	Indianapolis, IN	5.2 mi	3 of 5	136	(317) 356-0977

Straight-line miles from the center of Cumberland. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a respite caregiver can help with

Taking over the usual routine while you are away
Meals, medication reminders and personal care
Company and activities
Overnight cover for a weekend or a trip

Cost

What respite care costs in Cumberland

At the Indiana median aide wage of $16.86 an hour, 20 hours of help a week comes to about $1,461 a month in wages, which is 33% of the $4,477 monthly median income of Cumberland households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a respite caregiver

Family caregivers carry most long-term care in the U.S., and burnout is a common reason a home arrangement breaks down. The federal National Family Caregiver Support Program funds respite through local Area Agencies on Aging, and the ARCH National Respite Locator lists respite programs by state.

Questions worth asking: Can you do a short paid visit first, while I am home? Are you available at short notice if I am ill? Can you stay overnight, and what do you charge for it? More in our respite care guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Respite Care in Cumberland: common questions

Which hospices serve Cumberland?

Medicare lists 33 hospices for Cumberland ZIP codes, including Traditions Health, Paradigm Health, Gentiva Ii.

How much does respite care cost in Cumberland?

At the Indiana median aide wage of $16.86 an hour, 20 hours of help a week comes to about $1,461 a month in wages, which is 33% of the $4,477 monthly median income of Cumberland households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Does Medicaid or Medicare pay for respite care?

Medicare pays for short inpatient respite stays only for people on its hospice benefit (Medicare.gov); the hospices on this page serve Cumberland. Many state Medicaid home and community-based programs, veterans’ programs and the National Family Caregiver Support Program fund respite. Our guide Medicaid programs for family caregivers: who can be paid, and the rules in 12 states covers Indiana.

More near Cumberland

More senior care near Cumberland

Respite Care in nearby cities

Other care in Cumberland

More for Cumberland families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Respite Care in Cumberland, IN