In-Home Care for Veterans in St. Cloud, MN

Local figures

Veterans’ Home Care in St. Cloud, MN: the local picture

1,441

veterans aged 65 or older (15% of residents 65+)

9,413

residents 65 or older (13% of St. Cloud)

31%

of residents 65+ report a disability (30% in Stearns County)

35%

of residents 65+ in households live alone (30% in Stearns County)

About 1,441 St. Cloud residents aged 65 or older are veterans (15% of that age group; 15% in Stearns County), out of 3,204 veterans of all adult ages in town.

31% of all residents 65 and older report a disability (30% in Stearns County); ask the VA whether a veteran’s needs qualify for its home care programs before you hire privately.

St. Cloud compared with Stearns County and Minnesota

Census figure	St. Cloud	Stearns County	Minnesota
Residents 65+ who are veterans	15%	15%	15%
Residents 65+ with a disability	31%	30%	28%
Residents 65 or older	13%	16%	17%
Residents 65+ in households who live alone	35%	30%	30%
Residents 65+ with serious difficulty walking	18%	17%	16%
Residents 65+ below the poverty line (approx.)	12%	11%	8.8%
Median income, households headed by someone 65+	$54,463	$52,464	—

Older residents in towns around St. Cloud

Town	Distance	Residents 65+	Veterans (65+)
Waite Park, MN	3.5 mi	1,523	15%
Sauk Rapids, MN	4.8 mi	1,713	19%
St. Augusta, MN	5.4 mi	418	12%
Sartell, MN	6.6 mi	2,993	14%
St. Joseph, MN	6.9 mi	787	39%
Cold Spring, MN	13 mi	847	12%

Hospitals near St. Cloud

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Centracare - St. Cloud Hospital	Saint Cloud, MN	3.5 mi	4 of 5	(320) 255-5661
Centracare Health - Monticello	Monticello, MN	24 mi	not rated	(763) 295-2945
Centracare - Paynesville Hospital	Paynesville, MN	28 mi	not rated	(320) 243-3767

Straight-line miles from the center of St. Cloud. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a caregiver for a veteran can help with

Company and help around the house
Personal care: bathing, dressing, toileting
Rides to VA and other appointments
Meals and medication reminders

Cost

What veterans’ home care costs in St. Cloud

At the Minnesota median aide wage of $18.45 an hour, 20 hours of help a week comes to about $1,599 a month in wages, which is 35% of the $4,539 monthly median income of St. Cloud households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a caregiver for a veteran

The VA’s Homemaker and Home Health Aide program sends a trained aide, supervised by a registered nurse, to help eligible veterans with daily activities at home. The Aid and Attendance benefit adds monthly payments to a VA pension for veterans who need help with daily activities. The VA Caregiver Support Line is 1-855-260-3274.

Questions worth asking: Have you cared for veterans before? Can you drive to the VA medical center or clinic? Are you comfortable with the paperwork VA programs need? More in our veterans’ home care guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Veterans’ Home Care in St. Cloud: common questions

How much does veterans’ home care cost in St. Cloud?

At the Minnesota median aide wage of $18.45 an hour, 20 hours of help a week comes to about $1,599 a month in wages, which is 35% of the $4,539 monthly median income of St. Cloud households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Does the VA pay for in-home care?

For eligible veterans, VA programs such as Homemaker and Home Health Aide care can provide help at home, and Aid and Attendance can add to a VA pension. Ask the VA about eligibility; the Caregiver Support Line is 1-855-260-3274 (caregiver.va.gov).

More near St. Cloud

More senior care near St. Cloud

Veterans’ Home Care in nearby cities

Other care in St. Cloud

More for St. Cloud families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.