Adult Disability Care in Waterford, CT: In-Home Support

Local figures

Disability Care for Adults in Waterford, CT: the local picture

22%

of residents aged 18 to 64 have a disability (12% in Southeastern Connecticut Planning Region)

269

residents aged 18 to 64 have difficulty doing errands alone

14%

of households have no vehicle (7.4% in Southeastern Connecticut Planning Region)

14

Medicare-certified home health agencies list Waterford ZIP codes in their service area

About 422 Waterford residents aged 18 to 64 report a disability (22%; 12% in Southeastern Connecticut Planning Region).

269 of them have difficulty doing errands such as shopping or visiting a doctor alone, the kind of help a support caregiver gives.

14% of Waterford households have no vehicle (7.4% in Southeastern Connecticut Planning Region); say in your posting if you need a caregiver who drives.

Waterford compared with Southeastern Connecticut Planning Region and Connecticut

Census figure	Waterford	Southeastern Connecticut Planning Region	Connecticut
Residents 18 to 64 with a disability	22%	12%	9.5%
Residents 18 to 64 with difficulty doing errands alone	14%	4.6%	3.5%
Households with no vehicle	14%	7.4%	8.8%
Residents 5+ who speak a language other than English at home	17%	15%	23%
Residents 65+ with a disability	29%	32%	29%
Residents 65+ below the poverty line (approx.)	11%	7.7%	8.8%
Median income, households headed by someone 65+	$48,671	$69,955	—

Older residents in towns around Waterford

Town	Distance	Residents 65+	Disability (18 to 64)
New London, CT	2.0 mi	4,148	15%
Groton, CT	3.6 mi	1,537	17%
Niantic, CT	4.2 mi	1,106	4.6%
Conning Towers-Nautilus Park, CT	4.5 mi	621	16%
Oxoboxo River, CT	6.8 mi	674	14%
Old Mystic, CT	7.9 mi	691	11%

Home health agencies serving Waterford

Agency	Office	Distance	CMS quality stars	Services listed	Phone
Elara Caring	Rocky Hill, CT	35 mi	5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(860) 632-4000
Centerwell Home Health	Rocky Hill, CT	35 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(860) 674-1302
Pathwell Home Health	Stratford, CT	53 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(203) 256-1804
Visiting Nurses Of The Lower V	Centerbrook, CT	15 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(860) 767-0186
Hartford Healthcare At Home	East Hartford, CT	39 mi	3.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(860) 249-4862

Straight-line miles from the center of Waterford. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a disability support caregiver can help with

Personal care, on the person’s terms
Cooking, shopping and housekeeping
Getting to work, school, appointments and activities
Keeping routines the person sets

Cost

What disability care for adults costs in Waterford

At the Connecticut median aide wage of $18.75 an hour, 20 hours of help a week comes to about $1,625 a month in wages, which is 40% of the $4,056 monthly median income of Waterford households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Connecticut's minimum wage is $16.94 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a disability support caregiver

Many state Medicaid programs let adults with disabilities direct their own care: they, or a representative, hire and supervise the caregiver.

Questions worth asking: Have you supported adults with a disability like mine (or my family member’s)? How do you support someone to do things themselves? Can you drive to work, school or day programs? More in our disability care for adults guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Disability Care for Adults in Waterford: common questions

How much does disability care for adults cost in Waterford?

At the Connecticut median aide wage of $18.75 an hour, 20 hours of help a week comes to about $1,625 a month in wages, which is 40% of the $4,056 monthly median income of Waterford households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Connecticut's minimum wage is $16.94 an hour (U.S. Department of Labor table, updated July 1, 2026).

Can an adult with a disability hire their own caregiver?

Yes. Many state Medicaid programs offer self-direction, where the person or a representative hires and supervises the caregiver. Our guide Medicaid programs for family caregivers: who can be paid, and the rules in 12 states covers Connecticut.

More near Waterford

More senior care near Waterford

Disability Care for Adults in nearby cities

Other care in Waterford

More for Waterford families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

In-Home Support for Adults With Disabilities in Waterford, CT