In-Home Care for Veterans in Waterford, CT

Local figures

Veterans’ Home Care in Waterford, CT: the local picture

149

veterans aged 65 or older (19% of residents 65+)

765

residents 65 or older (23% of Waterford)

29%

of residents 65+ report a disability (32% in Southeastern Connecticut Planning Region)

40%

of residents 65+ in households live alone (28% in Southeastern Connecticut Planning Region)

About 149 Waterford residents aged 65 or older are veterans (19% of that age group; 16% in Southeastern Connecticut Planning Region), out of 213 veterans of all adult ages in town.

29% of all residents 65 and older report a disability (32% in Southeastern Connecticut Planning Region); ask the VA whether a veteran’s needs qualify for its home care programs before you hire privately.

Waterford compared with Southeastern Connecticut Planning Region and Connecticut

Census figure	Waterford	Southeastern Connecticut Planning Region	Connecticut
Residents 65+ who are veterans	19%	16%	12%
Residents 65+ with a disability	29%	32%	29%
Residents 65 or older	23%	20%	19%
Residents 65+ in households who live alone	40%	28%	29%
Residents 65+ with serious difficulty walking	22%	19%	18%
Residents 65+ below the poverty line (approx.)	11%	7.7%	8.8%
Median income, households headed by someone 65+	$48,671	$69,955	—

Older residents in towns around Waterford

Town	Distance	Residents 65+	Veterans (65+)
New London, CT	2.0 mi	4,148	13%
Groton, CT	3.6 mi	1,537	15%
Niantic, CT	4.2 mi	1,106	11%
Conning Towers-Nautilus Park, CT	4.5 mi	621	11%
Oxoboxo River, CT	6.8 mi	674	35%
Old Mystic, CT	7.9 mi	691	20%

Hospitals near Waterford

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Lawrence & Memorial Hospital	New London, CT	1.2 mi	3 of 5	(860) 442-0711
William W Backus Hospital	Norwich, CT	13 mi	4 of 5	(860) 889-8331
Westerly Hospital	Westerly, RI	17 mi	4 of 5	(401) 596-6000

Straight-line miles from the center of Waterford. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a caregiver for a veteran can help with

Company and help around the house
Personal care: bathing, dressing, toileting
Rides to VA and other appointments
Meals and medication reminders

Cost

What veterans’ home care costs in Waterford

At the Connecticut median aide wage of $18.75 an hour, 20 hours of help a week comes to about $1,625 a month in wages, which is 40% of the $4,056 monthly median income of Waterford households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Connecticut's minimum wage is $16.94 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a caregiver for a veteran

The VA’s Homemaker and Home Health Aide program sends a trained aide, supervised by a registered nurse, to help eligible veterans with daily activities at home. The Aid and Attendance benefit adds monthly payments to a VA pension for veterans who need help with daily activities. The VA Caregiver Support Line is 1-855-260-3274.

Questions worth asking: Have you cared for veterans before? Can you drive to the VA medical center or clinic? Are you comfortable with the paperwork VA programs need? More in our veterans’ home care guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Veterans’ Home Care in Waterford: common questions

How much does veterans’ home care cost in Waterford?

At the Connecticut median aide wage of $18.75 an hour, 20 hours of help a week comes to about $1,625 a month in wages, which is 40% of the $4,056 monthly median income of Waterford households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Connecticut's minimum wage is $16.94 an hour (U.S. Department of Labor table, updated July 1, 2026).

Does the VA pay for in-home care?

For eligible veterans, VA programs such as Homemaker and Home Health Aide care can provide help at home, and Aid and Attendance can add to a VA pension. Ask the VA about eligibility; the Caregiver Support Line is 1-855-260-3274 (caregiver.va.gov).

More near Waterford

More senior care near Waterford

Veterans’ Home Care in nearby cities

Other care in Waterford

More for Waterford families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.