Benton, Kentucky

Live-In Caregivers in Benton, KY

A caregiver who lives in the home, for someone who needs help across the day and a person nearby at night. Post what you need in Benton for free and hire a caregiver directly, with no agency mark-up.

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Local figures

Live-In Caregivers in Benton, KY: the local picture

204
residents 85 or older (4.3% of all residents)
523
households headed by someone 65+ own their home (76%)
73%
of Benton homes have 3 or more bedrooms (74% in Marshall County)
$7.25
Kentucky minimum wage per hour

About 204 Benton residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 73% of homes in Benton have three or more bedrooms (74% in Marshall County), while 7.6% have one bedroom or none, where live-in care rarely works; the median home has 6.1 rooms.

Of Benton households headed by someone 65 or older, 523 own their home and 165 rent; among householders 85 and older it is 106 owners and 61 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Benton compared with Marshall County and Kentucky

Census figureBentonMarshall CountyKentucky
Residents 85 or older4.3%2.3%1.7%
Residents 65+ in households who live alone37%25%30%
Residents 65+ with a disability39%35%39%
Residents 65+ below the poverty line (approx.)7.5%10%13%
Residents 65 or older20%23%17%
Residents 5+ who speak a language other than English at home2.7%1.4%6.8%
Median income, households headed by someone 65+$47,727$52,848—

Older residents in towns around Benton

TownDistanceResidents 65+Residents 85+
Calvert City, KY14 mi474114
Reidland, KY14 mi966133
Murray, KY16 mi2,364310
Mayfield, KY17 mi1,872264
Farley, KY18 mi92765
Hendron, KY20 mi1,456140

Emergency hospitals near Benton

Hospital with an emergency departmentTownDistanceCMS overall ratingPhone
Marshall County HospitalBenton, KY2.3 mi2 of 5(270) 527-4800
Murray-Calloway County HospitalMurray, KY17 mi3 of 5(270) 762-1100
Jackson Purchase Medical CenterMayfield, KY18 mi1 of 5(270) 251-4585

Straight-line miles from the center of Benton. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

  • Help across the day: meals, housekeeping, personal care
  • Someone in the home overnight if help is needed
  • Medication reminders and appointment rides
  • Companionship and a steady routine
Cost

What live-in care costs in Benton

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (95% of the $3,977 monthly median income of Benton households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (321% of the $3,977 monthly median income of Benton households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in Kentucky: Participant Directed Services.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Benton: common questions

Where is the nearest emergency hospital to Benton?

Marshall County Hospital in Benton, about 2.3 mi in a straight line from the center of Benton (Medicare hospital file). Its listed phone number is (270) 527-4800. In an emergency, call 911.

How much does live-in care cost in Benton?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (95% of the $3,977 monthly median income of Benton households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (321% of the $3,977 monthly median income of Benton households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Benton?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Benton it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

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