Live-In Caregivers in Calvert City, KY: 24-Hour Home Care

Local figures

Live-In Caregivers in Calvert City, KY: the local picture

114

residents 85 or older (4.5% of all residents)

175

households headed by someone 65+ own their home (63%)

60%

of Calvert City homes have 3 or more bedrooms (74% in Marshall County)

$7.25

Kentucky minimum wage per hour

About 114 Calvert City residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 60% of homes in Calvert City have three or more bedrooms (74% in Marshall County), while 11% have one bedroom or none, where live-in care rarely works; the median home has 5.2 rooms.

Of Calvert City households headed by someone 65 or older, 175 own their home and 101 rent; among householders 85 and older it is 35 owners and 18 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Calvert City compared with Marshall County and Kentucky

Census figure	Calvert City	Marshall County	Kentucky
Residents 85 or older	4.5%	2.3%	1.7%
Residents 65+ in households who live alone	36%	25%	30%
Residents 65+ with a disability	45%	35%	39%
Residents 65+ below the poverty line (approx.)	6.8%	10%	13%
Residents 65 or older	19%	23%	17%
Residents 5+ who speak a language other than English at home	0.4%	1.4%	6.8%
Median income, households headed by someone 65+	$40,726	$52,848	—

Older residents in towns around Calvert City

Town	Distance	Residents 65+	Residents 85+
Reidland, KY	7.7 mi	966	133
Farley, KY	9.8 mi	927	65
Hendron, KY	14 mi	1,456	140
Paducah, KY	14 mi	4,744	467
Benton, KY	14 mi	947	204
Massac, KY	16 mi	658	34

Emergency hospitals near Calvert City

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Mercy Health - Lourdes Hospital	Paducah, KY	11 mi	3 of 5	(270) 444-2444
Baptist Health Paducah	Paducah, KY	11 mi	4 of 5	(270) 575-2100
Marshall County Hospital	Benton, KY	12 mi	2 of 5	(270) 527-4800

Straight-line miles from the center of Calvert City. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Calvert City

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (112% of the $3,394 monthly median income of Calvert City households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (376% of the $3,394 monthly median income of Calvert City households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in Kentucky: Participant Directed Services.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Calvert City: common questions

Where is the nearest emergency hospital to Calvert City?

Mercy Health - Lourdes Hospital in Paducah, about 11 mi in a straight line from the center of Calvert City (Medicare hospital file). Its listed phone number is (270) 444-2444. In an emergency, call 911.

How much does live-in care cost in Calvert City?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (112% of the $3,394 monthly median income of Calvert City households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (376% of the $3,394 monthly median income of Calvert City households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Calvert City?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Calvert City it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Calvert City

More senior care near Calvert City

Live-In Caregivers in nearby cities

Other care in Calvert City

More for Calvert City families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Calvert City, KY