Live-In Caregivers in Providence, KY: 24-Hour Home Care

Local figures

Live-In Caregivers in Providence, KY: the local picture

24

residents 85 or older (0.8% of all residents)

262

households headed by someone 65+ own their home (90%)

65%

of Providence homes have 3 or more bedrooms (65% in Webster County)

$7.25

Kentucky minimum wage per hour

About 24 Providence residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 65% of homes in Providence have three or more bedrooms (65% in Webster County), while 7.3% have one bedroom or none, where live-in care rarely works; the median home has 5.4 rooms.

Of Providence households headed by someone 65 or older, 262 own their home and 29 rent. Renters should check that the lease allows another adult to live in before anyone moves in.

Providence compared with Webster County and Kentucky

Census figure	Providence	Webster County	Kentucky
Residents 85 or older	0.8%	1.2%	1.7%
Residents 65+ in households who live alone	37%	29%	30%
Residents 65+ with a disability	45%	50%	39%
Residents 65+ below the poverty line (approx.)	9.5%	20%	13%
Residents 65 or older	14%	18%	17%
Residents 5+ who speak a language other than English at home	1.1%	6.2%	6.8%
Median income, households headed by someone 65+	$49,356	$39,250	—

Older residents in towns around Providence

Town	Distance	Residents 65+	Residents 85+
Madisonville, KY	14 mi	3,770	363
Marion, KY	19 mi	718	18
Morganfield, KY	21 mi	839	85
Princeton, KY	22 mi	1,254	124
Eddyville, KY	28 mi	519	52
Henderson, KY	32 mi	5,226	425

Emergency hospitals near Providence

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Baptist Health Deaconess Madisonville	Madisonville, KY	15 mi	2 of 5	(270) 825-5100
Crittenden Community Hospital	Marion, KY	20 mi	not rated	(270) 965-5281
Caldwell Medical Center	Princeton, KY	21 mi	not rated	(270) 365-0300

Straight-line miles from the center of Providence. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Providence

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (92% of the $4,113 monthly median income of Providence households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (310% of the $4,113 monthly median income of Providence households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in Kentucky: Participant Directed Services.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Providence: common questions

Where is the nearest emergency hospital to Providence?

Baptist Health Deaconess Madisonville in Madisonville, about 15 mi in a straight line from the center of Providence (Medicare hospital file). Its listed phone number is (270) 825-5100. In an emergency, call 911.

How much does live-in care cost in Providence?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (92% of the $4,113 monthly median income of Providence households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (310% of the $4,113 monthly median income of Providence households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Providence?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Providence it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Providence

More senior care near Providence

Live-In Caregivers in nearby cities

Other care in Providence

More for Providence families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Providence, KY