Live-In Caregivers in Central City, KY: 24-Hour Home Care

Local figures

Live-In Caregivers in Central City, KY: the local picture

92

residents 85 or older (1.6% of all residents)

464

households headed by someone 65+ own their home (87%)

69%

of Central City homes have 3 or more bedrooms (69% in Muhlenberg County)

$7.25

Kentucky minimum wage per hour

About 92 Central City residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 69% of homes in Central City have three or more bedrooms (69% in Muhlenberg County), while 17% have one bedroom or none, where live-in care rarely works; the median home has 5.6 rooms.

Of Central City households headed by someone 65 or older, 464 own their home and 70 rent; among householders 85 and older it is 74 owners and 11 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Central City compared with Muhlenberg County and Kentucky

Census figure	Central City	Muhlenberg County	Kentucky
Residents 85 or older	1.6%	2.5%	1.7%
Residents 65+ in households who live alone	37%	31%	30%
Residents 65+ with a disability	31%	45%	39%
Residents 65+ below the poverty line (approx.)	18%	18%	13%
Residents 65 or older	13%	20%	17%
Residents 5+ who speak a language other than English at home	4.2%	2.0%	6.8%
Median income, households headed by someone 65+	$37,308	$36,223	—

Older residents in towns around Central City

Town	Distance	Residents 65+	Residents 85+
Greenville, KY	6.5 mi	1,082	126
Beaver Dam, KY	16 mi	672	44
Hartford, KY	17 mi	468	63
Madisonville, KY	21 mi	3,770	363
Masonville, KY	26 mi	352	0
Sorgho, KY	31 mi	269	0

Emergency hospitals near Central City

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Owensboro Health Muhlenberg Community Hospital	Greenville, KY	6.8 mi	4 of 5	(270) 338-8000
Ohio County Hospital	Hartford, KY	17 mi	2 of 5	(270) 298-7411
Baptist Health Deaconess Madisonville	Madisonville, KY	20 mi	2 of 5	(270) 825-5100

Straight-line miles from the center of Central City. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Central City

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (122% of the $3,109 monthly median income of Central City households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (410% of the $3,109 monthly median income of Central City households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in Kentucky: Participant Directed Services.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Central City: common questions

Where is the nearest emergency hospital to Central City?

Owensboro Health Muhlenberg Community Hospital in Greenville, about 6.8 mi in a straight line from the center of Central City (Medicare hospital file). Its listed phone number is (270) 338-8000. In an emergency, call 911.

How much does live-in care cost in Central City?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (122% of the $3,109 monthly median income of Central City households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (410% of the $3,109 monthly median income of Central City households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Central City?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Central City it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Central City

More senior care near Central City

Live-In Caregivers in nearby cities

Other care in Central City

More for Central City families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Central City, KY