Live-In Caregivers in Cambria, CA
A caregiver who lives in the home, for someone who needs help across the day and a person nearby at night. Post what you need in Cambria for free and hire a caregiver directly, with no agency mark-up.

Live-In Caregivers in Cambria, CA: the local picture
About 271 Cambria residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.
A live-in caregiver needs a private room. 55% of homes in Cambria have three or more bedrooms (59% in San Luis Obispo County), while 7.8% have one bedroom or none, where live-in care rarely works; the median home has 5.3 rooms.
Of Cambria households headed by someone 65 or older, 1,514 own their home and 313 rent; among householders 85 and older it is 182 owners and 53 renters. Renters should check that the lease allows another adult to live in before anyone moves in.
Cambria compared with San Luis Obispo County and California
| Census figure | Cambria | San Luis Obispo County | California |
|---|---|---|---|
| Residents 85 or older | 4.5% | 2.4% | 1.9% |
| Residents 65+ in households who live alone | 32% | 25% | 23% |
| Residents 65+ with a disability | 30% | 31% | 33% |
| Residents 65+ below the poverty line (approx.) | 8.4% | 7.2% | 12% |
| Residents 65 or older | 45% | 22% | 16% |
| Residents 5+ who speak a language other than English at home | 24% | 18% | 44% |
| Median income, households headed by someone 65+ | $93,750 | $80,261 | — |
Older residents in towns around Cambria
| Town | Distance | Residents 65+ | Residents 85+ |
|---|---|---|---|
| Lake Nacimiento, CA | 17 mi | 634 | 16 |
| Morro Bay, CA | 18 mi | 3,489 | 477 |
| Templeton, CA | 21 mi | 1,899 | 355 |
| Los Osos, CA | 22 mi | 4,107 | 260 |
| Atascadero, CA | 23 mi | 5,486 | 372 |
| Paso Robles, CA | 25 mi | 6,576 | 726 |
Emergency hospitals near Cambria
| Hospital with an emergency department | Town | Distance | CMS overall rating | Phone |
|---|---|---|---|---|
| Adventist Health Twin Cities | Templeton, CA | 21 mi | 2 of 5 | (805) 434-3500 |
| Adventist Health Sierra Vista | San Luis Obispo, CA | 29 mi | 3 of 5 | (850) 546-7600 |
| French Hospital Medical Center | San Luis Obispo, CA | 32 mi | 5 of 5 | (805) 543-5353 |
Straight-line miles from the center of Cambria. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.
What a live-in caregiver can help with
- Help across the day: meals, housekeeping, personal care
- Someone in the home overnight if help is needed
- Medication reminders and appointment rides
- Companionship and a steady routine
What live-in care costs in Cambria
Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.90 an hour (the California minimum; the May 2025 median aide wage, $16.50, is below it), a live-in caregiver paid for 50 hours a week costs about $3,662 a month (47% of the $7,813 monthly median income of Cambria households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,303 a month (157% of the $7,813 monthly median income of Cambria households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. California's minimum wage is $16.90 an hour (U.S. Department of Labor table, updated July 1, 2026).
Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in California: IHSS, VA, Paid Family Leave.
What to know before hiring a live-in caregiver
Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).
Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.
CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.
Live-In Caregivers in Cambria: common questions
Where is the nearest emergency hospital to Cambria?
Adventist Health Twin Cities in Templeton, about 21 mi in a straight line from the center of Cambria (Medicare hospital file). Its listed phone number is (805) 434-3500. In an emergency, call 911.
How much does live-in care cost in Cambria?
Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.90 an hour (the California minimum; the May 2025 median aide wage, $16.50, is below it), a live-in caregiver paid for 50 hours a week costs about $3,662 a month (47% of the $7,813 monthly median income of Cambria households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,303 a month (157% of the $7,813 monthly median income of Cambria households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. California's minimum wage is $16.90 an hour (U.S. Department of Labor table, updated July 1, 2026).
Live-in or 24-hour care in Cambria?
A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Cambria it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.
More senior care near Cambria
Live-In Caregivers in nearby cities
- Live-In Caregivers in Lake Nacimiento, CA
- Live-In Caregivers in Morro Bay, CA
- Live-In Caregivers in Templeton, CA
- Live-In Caregivers in Los Osos, CA
- Live-In Caregivers in Atascadero, CA
- Live-In Caregivers in Paso Robles, CA
- Live-In Caregivers in California Polytechnic State University, CA
- Live-In Caregivers in San Luis Obispo, CA
- Live-In Caregivers in Pismo Beach, CA
- Live-In Caregivers in Grover Beach, CA
- Live-In Caregivers in Shandon, CA
- Live-In Caregivers in Arroyo Grande, CA
- Live-In Caregivers in Oceano, CA
- Live-In Caregivers in King City, CA
- Live-In Caregivers in Nipomo, CA
- Live-In Caregivers in Guadalupe, CA
Other care in Cambria
- Companion Care in Cambria
- Dementia Care in Cambria
- Respite Care in Cambria
- Post-Surgery Care in Cambria
- Senior Transportation in Cambria
- Home Health Aides in Cambria
- Nursing Assistants in Cambria
- Personal Care in Cambria
- Overnight Caregivers in Cambria
- 24-Hour Home Care in Cambria
- Mobility Assistance in Cambria
- Parkinson’s Care in Cambria
- Stroke Recovery Support in Cambria
- Disability Care for Adults in Cambria
- Hospice Support in Cambria
- Senior Meal Preparation in Cambria
- Senior Housekeeping in Cambria
- Medication Reminders in Cambria
- Veterans’ Home Care in Cambria
Sources
Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.
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