Live-In Caregivers in Los Osos, CA: 24-Hour Home Care

Local figures

Live-In Caregivers in Los Osos, CA: the local picture

260

residents 85 or older (1.8% of all residents)

2,313

households headed by someone 65+ own their home (88%)

55%

of Los Osos homes have 3 or more bedrooms (59% in San Luis Obispo County)

$16.90

California minimum wage per hour

About 260 Los Osos residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 55% of homes in Los Osos have three or more bedrooms (59% in San Luis Obispo County), while 7.4% have one bedroom or none, where live-in care rarely works; the median home has 5.1 rooms.

Of Los Osos households headed by someone 65 or older, 2,313 own their home and 310 rent; among householders 85 and older it is 133 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Los Osos compared with San Luis Obispo County and California

Census figure	Los Osos	San Luis Obispo County	California
Residents 85 or older	1.8%	2.4%	1.9%
Residents 65+ in households who live alone	25%	25%	23%
Residents 65+ with a disability	22%	31%	33%
Residents 65+ below the poverty line (approx.)	4.4%	7.2%	12%
Residents 65 or older	29%	22%	16%
Residents 5+ who speak a language other than English at home	9.2%	18%	44%
Median income, households headed by someone 65+	$92,610	$80,261	—

Older residents in towns around Los Osos

Town	Distance	Residents 65+	Residents 85+
Morro Bay, CA	4.8 mi	3,489	477
California Polytechnic State University, CA	8.9 mi	6	0
San Luis Obispo, CA	9.2 mi	7,210	1,085
Pismo Beach, CA	14 mi	2,621	284
Atascadero, CA	15 mi	5,486	372
Grover Beach, CA	17 mi	2,249	234

Emergency hospitals near Los Osos

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Adventist Health Sierra Vista	San Luis Obispo, CA	8.1 mi	3 of 5	(850) 546-7600
French Hospital Medical Center	San Luis Obispo, CA	10 mi	5 of 5	(805) 543-5353
Adventist Health Twin Cities	Templeton, CA	18 mi	2 of 5	(805) 434-3500

Straight-line miles from the center of Los Osos. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Los Osos

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.90 an hour (the California minimum; the May 2025 median aide wage, $16.50, is below it), a live-in caregiver paid for 50 hours a week costs about $3,662 a month (47% of the $7,718 monthly median income of Los Osos households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,303 a month (159% of the $7,718 monthly median income of Los Osos households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. California's minimum wage is $16.90 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in California: IHSS, VA, Paid Family Leave.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Los Osos: common questions

Where is the nearest emergency hospital to Los Osos?

Adventist Health Sierra Vista in San Luis Obispo, about 8.1 mi in a straight line from the center of Los Osos (Medicare hospital file). Its listed phone number is (850) 546-7600. In an emergency, call 911.

How much does live-in care cost in Los Osos?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.90 an hour (the California minimum; the May 2025 median aide wage, $16.50, is below it), a live-in caregiver paid for 50 hours a week costs about $3,662 a month (47% of the $7,718 monthly median income of Los Osos households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,303 a month (159% of the $7,718 monthly median income of Los Osos households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. California's minimum wage is $16.90 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Los Osos?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Los Osos it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Los Osos

More senior care near Los Osos

Live-In Caregivers in nearby cities

Other care in Los Osos

More for Los Osos families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Los Osos, CA