Live-In Caregivers in Carmi, IL: 24-Hour Home Care

Local figures

Live-In Caregivers in Carmi, IL: the local picture

199

residents 85 or older (4.1% of all residents)

579

households headed by someone 65+ own their home (74%)

53%

of Carmi homes have 3 or more bedrooms (60% in White County)

$15.00

Illinois minimum wage per hour

About 199 Carmi residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 53% of homes in Carmi have three or more bedrooms (60% in White County), while 13% have one bedroom or none, where live-in care rarely works; the median home has 5.3 rooms.

Of Carmi households headed by someone 65 or older, 579 own their home and 204 rent; among householders 85 and older it is 81 owners and 39 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Carmi compared with White County and Illinois

Census figure	Carmi	White County	Illinois
Residents 85 or older	4.1%	3.8%	2.0%
Residents 65+ in households who live alone	48%	34%	30%
Residents 65+ with a disability	40%	38%	32%
Residents 65+ below the poverty line (approx.)	30%	15%	10%
Residents 65 or older	24%	23%	17%
Residents 5+ who speak a language other than English at home	2.5%	1.6%	24%
Median income, households headed by someone 65+	$33,984	$40,337	—

Older residents in towns around Carmi

Town	Distance	Residents 65+	Residents 85+
Mount Vernon, IN	18 mi	1,454	160
McLeansboro, IL	20 mi	566	97
Fairfield, IL	23 mi	1,156	350
Eldorado, IL	24 mi	885	150
Harrisburg, IL	32 mi	1,727	369
Morganfield, KY	32 mi	839	85

Emergency hospitals near Carmi

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Hamilton Memorial Hospital	Mcleansboro, IL	19 mi	3 of 5	(618) 643-2361
Fairfield Memorial Hospital 1	Fairfield, IL	23 mi	3 of 5	(618) 842-2611
Ferrell Hospital Community Foundations	Eldorado, IL	24 mi	1 of 5	(618) 273-3361

Straight-line miles from the center of Carmi. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Carmi

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.30 an hour (the Illinois median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,965 a month (140% of the $2,832 monthly median income of Carmi households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,322 a month (470% of the $2,832 monthly median income of Carmi households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Illinois's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Carmi: common questions

Where is the nearest emergency hospital to Carmi?

Hamilton Memorial Hospital in Mcleansboro, about 19 mi in a straight line from the center of Carmi (Medicare hospital file). Its listed phone number is (618) 643-2361. In an emergency, call 911.

How much does live-in care cost in Carmi?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.30 an hour (the Illinois median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,965 a month (140% of the $2,832 monthly median income of Carmi households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,322 a month (470% of the $2,832 monthly median income of Carmi households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Illinois's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Carmi?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Carmi it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Carmi

More senior care near Carmi

Live-In Caregivers in nearby cities

Other care in Carmi

More for Carmi families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Carmi, IL