Live-In Caregivers in Mount Carmel, IL: 24-Hour Home Care

Local figures

Live-In Caregivers in Mount Carmel, IL: the local picture

203

residents 85 or older (3.0% of all residents)

742

households headed by someone 65+ own their home (71%)

54%

of Mount Carmel homes have 3 or more bedrooms (63% in Wabash County)

$15.00

Illinois minimum wage per hour

About 203 Mount Carmel residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 54% of homes in Mount Carmel have three or more bedrooms (63% in Wabash County), while 12% have one bedroom or none, where live-in care rarely works; the median home has 5.8 rooms.

Of Mount Carmel households headed by someone 65 or older, 742 own their home and 297 rent; among householders 85 and older it is 154 owners and 16 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Mount Carmel compared with Wabash County and Illinois

Census figure	Mount Carmel	Wabash County	Illinois
Residents 85 or older	3.0%	3.3%	2.0%
Residents 65+ in households who live alone	38%	34%	30%
Residents 65+ with a disability	47%	46%	32%
Residents 65+ below the poverty line (approx.)	13%	10%	10%
Residents 65 or older	23%	23%	17%
Residents 5+ who speak a language other than English at home	4.2%	3.1%	24%
Median income, households headed by someone 65+	$34,583	$50,238	—

Older residents in towns around Mount Carmel

Town	Distance	Residents 65+	Residents 85+
Princeton, IN	11 mi	1,326	224
Fort Branch, IN	16 mi	466	21
Lawrenceville, IL	22 mi	794	173
Vincennes, IN	23 mi	2,766	421
Olney, IL	27 mi	1,853	301
Melody Hill, IN	31 mi	630	83

Emergency hospitals near Mount Carmel

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Wabash General Hospital 1	Mount Carmel, IL	1.2 mi	not rated	(618) 262-8621
Gibson General Hospital	Princeton, IN	12 mi	not rated	(812) 385-3401
Lawrence County Memorial Hospital	Lawrenceville, IL	22 mi	not rated	(618) 943-1000

Straight-line miles from the center of Mount Carmel. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Mount Carmel

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.30 an hour (the Illinois median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,965 a month (138% of the $2,882 monthly median income of Mount Carmel households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,322 a month (462% of the $2,882 monthly median income of Mount Carmel households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Illinois's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Mount Carmel: common questions

Where is the nearest emergency hospital to Mount Carmel?

Wabash General Hospital 1 in Mount Carmel, about 1.2 mi in a straight line from the center of Mount Carmel (Medicare hospital file). Its listed phone number is (618) 262-8621. In an emergency, call 911.

How much does live-in care cost in Mount Carmel?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.30 an hour (the Illinois median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,965 a month (138% of the $2,882 monthly median income of Mount Carmel households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,322 a month (462% of the $2,882 monthly median income of Mount Carmel households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Illinois's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Mount Carmel?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Mount Carmel it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Mount Carmel

More senior care near Mount Carmel

Live-In Caregivers in nearby cities

Other care in Mount Carmel

More for Mount Carmel families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Mount Carmel, IL