Live-In Caregivers in Chesapeake Beach, MD

Local figures

Live-In Caregivers in Chesapeake Beach, MD: the local picture

177

residents 85 or older (2.7% of all residents)

675

households headed by someone 65+ own their home (84%)

82%

of Chesapeake Beach homes have 3 or more bedrooms (87% in Calvert County)

$15.00

Maryland minimum wage per hour

About 177 Chesapeake Beach residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 82% of homes in Chesapeake Beach have three or more bedrooms (87% in Calvert County), while 5.4% have one bedroom or none, where live-in care rarely works; the median home has 6.9 rooms.

Of Chesapeake Beach households headed by someone 65 or older, 675 own their home and 127 rent; among householders 85 and older it is 128 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Chesapeake Beach compared with Calvert County and Maryland

Census figure	Chesapeake Beach	Calvert County	Maryland
Residents 85 or older	2.7%	1.7%	1.9%
Residents 65+ in households who live alone	41%	22%	27%
Residents 65+ with a disability	15%	27%	30%
Residents 65+ below the poverty line (approx.)	0.0%	4.0%	9.5%
Residents 65 or older	17%	16%	17%
Residents 5+ who speak a language other than English at home	5.1%	5.9%	21%
Median income, households headed by someone 65+	$116,098	$91,551	—

Older residents in towns around Chesapeake Beach

Town	Distance	Residents 65+	Residents 85+
Owings, MD	3.1 mi	330	39
Huntingtown, MD	6.4 mi	493	83
Deale, MD	6.7 mi	963	49
Shady Side, MD	9.8 mi	906	89
Prince Frederick, MD	10 mi	559	80
Marlton, MD	13 mi	1,403	151

Emergency hospitals near Chesapeake Beach

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Calverthealth Medical Center	Prince Frederick, MD	11 mi	5 of 5	(410) 535-8240
University Of Md Capital Region Medical Center	Upper Marlboro, MD	19 mi	1 of 5	(301) 618-2000
Medstar Southern Maryland Hospital Center	Clinton, MD	19 mi	2 of 5	(301) 868-8000

Straight-line miles from the center of Chesapeake Beach. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Chesapeake Beach

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (41% of the $9,675 monthly median income of Chesapeake Beach households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (138% of the $9,675 monthly median income of Chesapeake Beach households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Chesapeake Beach: common questions

Where is the nearest emergency hospital to Chesapeake Beach?

Calverthealth Medical Center in Prince Frederick, about 11 mi in a straight line from the center of Chesapeake Beach (Medicare hospital file). Its listed phone number is (410) 535-8240. In an emergency, call 911.

How much does live-in care cost in Chesapeake Beach?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (41% of the $9,675 monthly median income of Chesapeake Beach households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (138% of the $9,675 monthly median income of Chesapeake Beach households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Chesapeake Beach?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Chesapeake Beach it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Chesapeake Beach

More senior care near Chesapeake Beach

Live-In Caregivers in nearby cities

Other care in Chesapeake Beach

More for Chesapeake Beach families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.