Live-In Caregivers in Owings, MD: 24-Hour Home Care

Local figures

Live-In Caregivers in Owings, MD: the local picture

39

residents 85 or older (1.5% of all residents)

183

households headed by someone 65+ own their home (100%)

94%

of Owings homes have 3 or more bedrooms (87% in Calvert County)

$15.00

Maryland minimum wage per hour

About 39 Owings residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 94% of homes in Owings have three or more bedrooms (87% in Calvert County); the median home has 8.3 rooms.

Of Owings households headed by someone 65 or older, 183 own their home and 0 rent; among householders 85 and older it is 39 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Owings compared with Calvert County and Maryland

Census figure	Owings	Calvert County	Maryland
Residents 85 or older	1.5%	1.7%	1.9%
Residents 65+ in households who live alone	7.3%	22%	27%
Residents 65+ with a disability	25%	27%	30%
Residents 65+ below the poverty line (approx.)	0.0%	4.0%	9.5%
Residents 65 or older	12%	16%	17%
Residents 5+ who speak a language other than English at home	9.9%	5.9%	21%
Median income, households headed by someone 65+	$129,712	$91,551	—

Older residents in towns around Owings

Town	Distance	Residents 65+	Residents 85+
Chesapeake Beach, MD	3.1 mi	1,125	177
Deale, MD	6.1 mi	963	49
Huntingtown, MD	6.9 mi	493	83
Shady Side, MD	9.3 mi	906	89
Marlton, MD	10 mi	1,403	151
Marlboro Meadows, MD	11 mi	702	150

Emergency hospitals near Owings

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Calverthealth Medical Center	Prince Frederick, MD	12 mi	5 of 5	(410) 535-8240
University Of Md Capital Region Medical Center	Upper Marlboro, MD	16 mi	1 of 5	(301) 618-2000
Medstar Southern Maryland Hospital Center	Clinton, MD	16 mi	2 of 5	(301) 868-8000

Straight-line miles from the center of Owings. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Owings

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (37% of the $10,809 monthly median income of Owings households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (123% of the $10,809 monthly median income of Owings households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Owings: common questions

Where is the nearest emergency hospital to Owings?

Calverthealth Medical Center in Prince Frederick, about 12 mi in a straight line from the center of Owings (Medicare hospital file). Its listed phone number is (410) 535-8240. In an emergency, call 911.

How much does live-in care cost in Owings?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (37% of the $10,809 monthly median income of Owings households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (123% of the $10,809 monthly median income of Owings households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Owings?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Owings it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Owings

More senior care near Owings

Live-In Caregivers in nearby cities

Other care in Owings

More for Owings families

Sources

Census ACS 2020–2024 5-year (small-place figures carry wide margins of error); CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Owings, MD