Live-In Caregivers in Chisago City, MN: 24-Hour Home Care

Local figures

Live-In Caregivers in Chisago City, MN: the local picture

222

residents 85 or older (3.8% of all residents)

570

households headed by someone 65+ own their home (57%)

63%

of Chisago City homes have 3 or more bedrooms (78% in Chisago County)

$11.41

Minnesota minimum wage per hour

About 222 Chisago City residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 63% of homes in Chisago City have three or more bedrooms (78% in Chisago County), while 20% have one bedroom or none, where live-in care rarely works; the median home has 5.9 rooms.

Of Chisago City households headed by someone 65 or older, 570 own their home and 436 rent; among householders 85 and older it is 60 owners and 117 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Chisago City compared with Chisago County and Minnesota

Census figure	Chisago City	Chisago County	Minnesota
Residents 85 or older	3.8%	1.7%	2.1%
Residents 65+ in households who live alone	31%	26%	30%
Residents 65+ with a disability	32%	28%	28%
Residents 65+ below the poverty line (approx.)	8.0%	5.7%	8.8%
Residents 65 or older	28%	17%	17%
Residents 5+ who speak a language other than English at home	6.3%	4.2%	12%
Median income, households headed by someone 65+	$65,521	$60,492	—

Older residents in towns around Chisago City

Town	Distance	Residents 65+	Residents 85+
Wyoming, MN	3.4 mi	1,169	95
Lindstrom, MN	3.7 mi	673	8
Stacy, MN	4.4 mi	740	84
Forest Lake, MN	8.7 mi	3,501	481
Scandia, MN	9.3 mi	1,102	109
North Branch, MN	9.7 mi	1,980	322

Emergency hospitals near Chisago City

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Fairview Lakes Health Services	Wyoming, MN	3.5 mi	3 of 5	(952) 892-2101
Ladd Memorial Hospital	Osceola, WI	11 mi	not rated	(715) 294-2111
St Croix Regional Medical Center	Saint Croix Falls, WI	18 mi	3 of 5	(715) 483-0247

Straight-line miles from the center of Chisago City. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Chisago City

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (73% of the $5,460 monthly median income of Chisago City households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (246% of the $5,460 monthly median income of Chisago City households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Chisago City: common questions

Where is the nearest emergency hospital to Chisago City?

Fairview Lakes Health Services in Wyoming, about 3.5 mi in a straight line from the center of Chisago City (Medicare hospital file). Its listed phone number is (952) 892-2101. In an emergency, call 911.

How much does live-in care cost in Chisago City?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (73% of the $5,460 monthly median income of Chisago City households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (246% of the $5,460 monthly median income of Chisago City households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Chisago City?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Chisago City it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Chisago City

More senior care near Chisago City

Live-In Caregivers in nearby cities

Other care in Chisago City

More for Chisago City families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Chisago City, MN