Live-In Caregivers in Stacy, MN: 24-Hour Home Care

Local figures

Live-In Caregivers in Stacy, MN: the local picture

84

residents 85 or older (1.9% of all residents)

386

households headed by someone 65+ own their home (93%)

86%

of Stacy homes have 3 or more bedrooms (78% in Chisago County)

$11.41

Minnesota minimum wage per hour

About 84 Stacy residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 86% of homes in Stacy have three or more bedrooms (78% in Chisago County); the median home has 6.4 rooms.

Of Stacy households headed by someone 65 or older, 386 own their home and 29 rent; among householders 85 and older it is 41 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Stacy compared with Chisago County and Minnesota

Census figure	Stacy	Chisago County	Minnesota
Residents 85 or older	1.9%	1.7%	2.1%
Residents 65+ in households who live alone	15%	26%	30%
Residents 65+ with a disability	33%	28%	28%
Residents 65+ below the poverty line (approx.)	3.5%	5.7%	8.8%
Residents 65 or older	17%	17%	17%
Residents 5+ who speak a language other than English at home	7.3%	4.2%	12%
Median income, households headed by someone 65+	$68,063	$60,492	—

Older residents in towns around Stacy

Town	Distance	Residents 65+	Residents 85+
Chisago City, MN	4.4 mi	1,623	222
Wyoming, MN	5.7 mi	1,169	95
North Branch, MN	6.0 mi	1,980	322
Lindstrom, MN	6.7 mi	673	8
Forest Lake, MN	12 mi	3,501	481
East Bethel, MN	13 mi	1,705	115

Emergency hospitals near Stacy

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Fairview Lakes Health Services	Wyoming, MN	6.0 mi	3 of 5	(952) 892-2101
Ladd Memorial Hospital	Osceola, WI	15 mi	not rated	(715) 294-2111
Cambridge Medical Center	Cambridge, MN	18 mi	4 of 5	(763) 689-7700

Straight-line miles from the center of Stacy. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Stacy

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (70% of the $5,672 monthly median income of Stacy households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (237% of the $5,672 monthly median income of Stacy households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Stacy: common questions

Where is the nearest emergency hospital to Stacy?

Fairview Lakes Health Services in Wyoming, about 6.0 mi in a straight line from the center of Stacy (Medicare hospital file). Its listed phone number is (952) 892-2101. In an emergency, call 911.

How much does live-in care cost in Stacy?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (70% of the $5,672 monthly median income of Stacy households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (237% of the $5,672 monthly median income of Stacy households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Stacy?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Stacy it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Stacy

More senior care near Stacy

Live-In Caregivers in nearby cities

Other care in Stacy

More for Stacy families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Stacy, MN