Live-In Caregivers in Cloverly, MD: 24-Hour Home Care

Local figures

Live-In Caregivers in Cloverly, MD: the local picture

442

residents 85 or older (2.7% of all residents)

1,665

households headed by someone 65+ own their home (93%)

89%

of Cloverly homes have 3 or more bedrooms (64% in Montgomery County)

$15.00

Maryland minimum wage per hour

About 442 Cloverly residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 89% of homes in Cloverly have three or more bedrooms (64% in Montgomery County); the median home has 8 rooms.

Of Cloverly households headed by someone 65 or older, 1,665 own their home and 117 rent; among householders 85 and older it is 145 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Cloverly compared with Montgomery County and Maryland

Census figure	Cloverly	Montgomery County	Maryland
Residents 85 or older	2.7%	2.2%	1.9%
Residents 65+ in households who live alone	7.6%	23%	27%
Residents 65+ with a disability	21%	26%	30%
Residents 65+ below the poverty line (approx.)	4.8%	7.4%	9.5%
Residents 65 or older	20%	17%	17%
Residents 5+ who speak a language other than English at home	40%	43%	21%
Median income, households headed by someone 65+	$138,561	$109,242	—

Older residents in towns around Cloverly

Town	Distance	Residents 65+	Residents 85+
Colesville, MD	2.2 mi	3,901	826
Layhill, MD	2.6 mi	1,044	97
Fairland, MD	2.8 mi	3,578	245
Ashton-Sandy Spring, MD	3.1 mi	1,568	177
Burtonsville, MD	3.3 mi	1,753	111
Glenmont, MD	3.6 mi	2,150	124

Emergency hospitals near Cloverly

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Adventist Healthcare White Oak Medical Center	Silver Spring, MD	2.6 mi	3 of 5	(240) 637-4000
Medstar Montgomery Medical Center	Olney, MD	5.5 mi	3 of 5	(301) 774-8882
Suburban Hospital	Bethesda, MD	9.2 mi	4 of 5	(301) 896-2576

Straight-line miles from the center of Cloverly. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Cloverly

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (34% of the $11,547 monthly median income of Cloverly households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (115% of the $11,547 monthly median income of Cloverly households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Cloverly: common questions

Where is the nearest emergency hospital to Cloverly?

Adventist Healthcare White Oak Medical Center in Silver Spring, about 2.6 mi in a straight line from the center of Cloverly (Medicare hospital file). Its listed phone number is (240) 637-4000. In an emergency, call 911.

How much does live-in care cost in Cloverly?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (34% of the $11,547 monthly median income of Cloverly households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (115% of the $11,547 monthly median income of Cloverly households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Cloverly?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Cloverly it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Cloverly

More senior care near Cloverly

Live-In Caregivers in nearby cities

Other care in Cloverly

More for Cloverly families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Cloverly, MD