Live-In Caregivers in White Oak, MD: 24-Hour Home Care

Local figures

Live-In Caregivers in White Oak, MD: the local picture

107

residents 85 or older (0.6% of all residents)

663

households headed by someone 65+ own their home (54%)

40%

of White Oak homes have 3 or more bedrooms (64% in Montgomery County)

$15.00

Maryland minimum wage per hour

About 107 White Oak residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 40% of homes in White Oak have three or more bedrooms (64% in Montgomery County), while 26% have one bedroom or none, where live-in care rarely works; the median home has 4.4 rooms.

Of White Oak households headed by someone 65 or older, 663 own their home and 575 rent; among householders 85 and older it is 26 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

White Oak compared with Montgomery County and Maryland

Census figure	White Oak	Montgomery County	Maryland
Residents 85 or older	0.6%	2.2%	1.9%
Residents 65+ in households who live alone	27%	23%	27%
Residents 65+ with a disability	20%	26%	30%
Residents 65+ below the poverty line (approx.)	4.5%	7.4%	9.5%
Residents 65 or older	13%	17%	17%
Residents 5+ who speak a language other than English at home	57%	43%	21%
Median income, households headed by someone 65+	$102,976	$109,242	—

Older residents in towns around White Oak

Town	Distance	Residents 65+	Residents 85+
Burnt Mills, MD	0.9 mi	500	105
Hillandale, MD	1.4 mi	1,133	62
Kemp Mill, MD	1.9 mi	2,110	307
Four Corners, MD	1.9 mi	1,116	142
Colesville, MD	2.1 mi	3,901	826
Calverton, MD	2.2 mi	3,845	988

Emergency hospitals near White Oak

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Adventist Healthcare White Oak Medical Center	Silver Spring, MD	1.6 mi	3 of 5	(240) 637-4000
Suburban Hospital	Bethesda, MD	6.9 mi	4 of 5	(301) 896-2576
Walter Reed National Military Med Cen	Bethesda, MD	6.9 mi	not rated	(301) 295-4000

Straight-line miles from the center of White Oak. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in White Oak

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (46% of the $8,581 monthly median income of White Oak households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (155% of the $8,581 monthly median income of White Oak households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in White Oak: common questions

Where is the nearest emergency hospital to White Oak?

Adventist Healthcare White Oak Medical Center in Silver Spring, about 1.6 mi in a straight line from the center of White Oak (Medicare hospital file). Its listed phone number is (240) 637-4000. In an emergency, call 911.

How much does live-in care cost in White Oak?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (46% of the $8,581 monthly median income of White Oak households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (155% of the $8,581 monthly median income of White Oak households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in White Oak?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in White Oak it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near White Oak

More senior care near White Oak

Live-In Caregivers in nearby cities

Other care in White Oak

More for White Oak families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in White Oak, MD