Live-In Caregivers in Commerce, TX: 24-Hour Home Care

Local figures

Live-In Caregivers in Commerce, TX: the local picture

88

residents 85 or older (0.9% of all residents)

288

households headed by someone 65+ own their home (64%)

47%

of Commerce homes have 3 or more bedrooms (70% in Hunt County)

$7.25

Texas minimum wage per hour

About 88 Commerce residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 47% of homes in Commerce have three or more bedrooms (70% in Hunt County), while 27% have one bedroom or none, where live-in care rarely works; the median home has 4.3 rooms.

Of Commerce households headed by someone 65 or older, 288 own their home and 164 rent; among householders 85 and older it is 39 owners and 41 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Commerce compared with Hunt County and Texas

Census figure	Commerce	Hunt County	Texas
Residents 85 or older	0.9%	1.7%	1.4%
Residents 65+ in households who live alone	35%	23%	25%
Residents 65+ with a disability	51%	38%	35%
Residents 65+ below the poverty line (approx.)	13%	10%	12%
Residents 65 or older	6.9%	16%	13%
Residents 5+ who speak a language other than English at home	23%	17%	35%
Median income, households headed by someone 65+	$38,611	$50,839	—

Older residents in towns around Commerce

Town	Distance	Residents 65+	Residents 85+
Greenville, TX	15 mi	5,513	736
Sulphur Springs, TX	18 mi	2,692	437
Caddo Mills, TX	22 mi	452	37
Leonard, TX	22 mi	372	50
Josephine, TX	27 mi	701	40
Farmersville, TX	27 mi	610	45

Emergency hospitals near Commerce

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Hunt Regional Medical Center	Greenville, TX	14 mi	2 of 5	(903) 408-5000
Glen Oaks Hospital	Greenville, TX	14 mi	not rated	(903) 454-6000
Christus Mother Frances Hospital Sulphur Springs	Sulphur Springs, TX	19 mi	4 of 5	(903) 885-7671

Straight-line miles from the center of Commerce. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Commerce

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.65 an hour (the Texas median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,524 a month (78% of the $3,218 monthly median income of Commerce households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,481 a month (264% of the $3,218 monthly median income of Commerce households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Texas's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see STAR+PLUS in Texas: using consumer directed services to pay a family caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Commerce: common questions

Where is the nearest emergency hospital to Commerce?

Hunt Regional Medical Center in Greenville, about 14 mi in a straight line from the center of Commerce (Medicare hospital file). Its listed phone number is (903) 408-5000. In an emergency, call 911.

How much does live-in care cost in Commerce?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.65 an hour (the Texas median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,524 a month (78% of the $3,218 monthly median income of Commerce households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,481 a month (264% of the $3,218 monthly median income of Commerce households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Texas's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Commerce?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Commerce it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Commerce

More senior care near Commerce

Live-In Caregivers in nearby cities

Other care in Commerce

More for Commerce families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Commerce, TX