Cookeville, Tennessee

Live-In Caregivers in Cookeville, TN

A caregiver who lives in the home, for someone who needs help across the day and a person nearby at night. Post what you need in Cookeville for free and hire a caregiver directly, with no agency mark-up.

A younger woman and an older woman looking at a phone together on a park bench
Local figures

Live-In Caregivers in Cookeville, TN: the local picture

567
residents 85 or older (1.6% of all residents)
2,204
households headed by someone 65+ own their home (66%)
52%
of Cookeville homes have 3 or more bedrooms (65% in Putnam County)
$7.25
Tennessee minimum wage per hour

About 567 Cookeville residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 52% of homes in Cookeville have three or more bedrooms (65% in Putnam County), while 15% have one bedroom or none, where live-in care rarely works; the median home has 5 rooms.

Of Cookeville households headed by someone 65 or older, 2,204 own their home and 1,125 rent; among householders 85 and older it is 199 owners and 99 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Cookeville compared with Putnam County and Tennessee

Census figureCookevillePutnam CountyTennessee
Residents 85 or older1.6%1.6%1.6%
Residents 65+ in households who live alone37%30%29%
Residents 65+ with a disability40%34%36%
Residents 65+ below the poverty line (approx.)19%15%11%
Residents 65 or older14%17%17%
Residents 5+ who speak a language other than English at home13%7.9%8.6%
Median income, households headed by someone 65+$49,087$47,584—

Older residents in towns around Cookeville

TownDistanceResidents 65+Residents 85+
Algood, TN5.2 mi784140
Monterey, TN14 mi407101
Sparta, TN15 mi1,33282
Livingston, TN20 mi67071
Smithville, TN22 mi859165
Crossville, TN30 mi2,425235

Emergency hospitals near Cookeville

Hospital with an emergency departmentTownDistanceCMS overall ratingPhone
Cookeville Regional Medical CenterCookeville, TN5.2 mi2 of 5(931) 783-2000
Saint Thomas Highlands HospitalSparta, TN15 minot rated(931) 738-9211
Livingston Regional HospitalLivingston, TN20 mi2 of 5(931) 823-5611

Straight-line miles from the center of Cookeville. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

  • Help across the day: meals, housekeeping, personal care
  • Someone in the home overnight if help is needed
  • Medication reminders and appointment rides
  • Companionship and a steady routine
Cost

What live-in care costs in Cookeville

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (82% of the $4,091 monthly median income of Cookeville households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (275% of the $4,091 monthly median income of Cookeville households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see TennCare CHOICES: how to get paid to care for a family member in Tennessee.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Cookeville: common questions

Where is the nearest emergency hospital to Cookeville?

Cookeville Regional Medical Center in Cookeville, about 5.2 mi in a straight line from the center of Cookeville (Medicare hospital file). Its listed phone number is (931) 783-2000. In an emergency, call 911.

How much does live-in care cost in Cookeville?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (82% of the $4,091 monthly median income of Cookeville households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (275% of the $4,091 monthly median income of Cookeville households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Live-in or 24-hour care in Cookeville?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Cookeville it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

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