Live-In Caregivers in Monterey, TN

About 101 Monterey residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 61% of homes in Monterey have three or more bedrooms (65% in Putnam County), while 7.8% have one bedroom or none, where live-in care rarely works; the median home has 5.7 rooms.

Of Monterey households headed by someone 65 or older, 184 own their home and 82 rent; among householders 85 and older it is 36 owners and 5 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (123% of the $2,726 monthly median income of Monterey households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (413% of the $2,726 monthly median income of Monterey households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see TennCare CHOICES: how to get paid to care for a family member in Tennessee.