Live-In Caregivers in Decatur, IN: 24-Hour Home Care

Local figures

Live-In Caregivers in Decatur, IN: the local picture

415

residents 85 or older (4.2% of all residents)

1,087

households headed by someone 65+ own their home (80%)

66%

of Decatur homes have 3 or more bedrooms (74% in Adams County)

$7.25

Indiana minimum wage per hour

About 415 Decatur residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 66% of homes in Decatur have three or more bedrooms (74% in Adams County), while 9.3% have one bedroom or none, where live-in care rarely works; the median home has 5.9 rooms.

Of Decatur households headed by someone 65 or older, 1,087 own their home and 266 rent; among householders 85 and older it is 175 owners and 60 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Decatur compared with Adams County and Indiana

Census figure	Decatur	Adams County	Indiana
Residents 85 or older	4.2%	3.0%	1.9%
Residents 65+ in households who live alone	45%	30%	30%
Residents 65+ with a disability	34%	35%	33%
Residents 65+ below the poverty line (approx.)	7.2%	8.2%	9.1%
Residents 65 or older	20%	16%	17%
Residents 5+ who speak a language other than English at home	3.3%	16%	10%
Median income, households headed by someone 65+	$43,750	$47,067	—

Older residents in towns around Decatur

Town	Distance	Residents 65+	Residents 85+
Berne, IN	12 mi	754	166
Ossian, IN	13 mi	903	200
Bluffton, IN	14 mi	1,864	255
New Haven, IN	17 mi	2,948	232
Van Wert, OH	18 mi	2,062	240
Fort Wayne, IN	21 mi	40,939	4,978

Emergency hospitals near Decatur

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Adams Memorial Hospital	Decatur, IN	0.2 mi	not rated	(260) 724-2145
Bluffton Regional Medical Center	Bluffton, IN	14 mi	4 of 5	(260) 824-3210
St Joseph Health System, LLC	Fort Wayne, IN	21 mi	4 of 5	(260) 425-3000

Straight-line miles from the center of Decatur. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Decatur

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (100% of the $3,646 monthly median income of Decatur households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (337% of the $3,646 monthly median income of Decatur households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Decatur: common questions

Where is the nearest emergency hospital to Decatur?

Adams Memorial Hospital in Decatur, about 0.2 mi in a straight line from the center of Decatur (Medicare hospital file). Its listed phone number is (260) 724-2145. In an emergency, call 911.

How much does live-in care cost in Decatur?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (100% of the $3,646 monthly median income of Decatur households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (337% of the $3,646 monthly median income of Decatur households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Decatur?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Decatur it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Decatur

More senior care near Decatur

Live-In Caregivers in nearby cities

Other care in Decatur

More for Decatur families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Decatur, IN