Live-In Caregivers in Florence, KY: 24-Hour Home Care

Local figures

Live-In Caregivers in Florence, KY: the local picture

455

residents 85 or older (1.4% of all residents)

2,838

households headed by someone 65+ own their home (66%)

47%

of Florence homes have 3 or more bedrooms (71% in Boone County)

$7.25

Kentucky minimum wage per hour

About 455 Florence residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 47% of homes in Florence have three or more bedrooms (71% in Boone County), while 16% have one bedroom or none, where live-in care rarely works; the median home has 5.3 rooms.

Of Florence households headed by someone 65 or older, 2,838 own their home and 1,452 rent; among householders 85 and older it is 117 owners and 158 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Florence compared with Boone County and Kentucky

Census figure	Florence	Boone County	Kentucky
Residents 85 or older	1.4%	1.0%	1.7%
Residents 65+ in households who live alone	37%	25%	30%
Residents 65+ with a disability	39%	33%	39%
Residents 65+ below the poverty line (approx.)	13%	8.0%	13%
Residents 65 or older	20%	15%	17%
Residents 5+ who speak a language other than English at home	13%	8.8%	6.8%
Median income, households headed by someone 65+	$46,750	$63,871	—

Older residents in towns around Florence

Town	Distance	Residents 65+	Residents 85+
Oakbrook, KY	1.7 mi	2,169	78
Elsmere, KY	2.5 mi	1,098	63
Union, KY	3.5 mi	1,137	157
Erlanger, KY	4.1 mi	3,132	208
Burlington, KY	4.4 mi	2,382	164
Crestview Hills, KY	4.7 mi	611	77

Emergency hospitals near Florence

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
St Elizabeth Florence	Florence, KY	0.3 mi	3 of 5	(859) 212-5220
St Elizabeth Edgewood	Edgewood, KY	5.4 mi	5 of 5	(859) 301-2000
Mercy Health - West Hospital	Cincinnati, OH	11 mi	4 of 5	(513) 215-5000

Straight-line miles from the center of Florence. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Florence

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (97% of the $3,896 monthly median income of Florence households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (327% of the $3,896 monthly median income of Florence households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in Kentucky: Participant Directed Services.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Florence: common questions

Where is the nearest emergency hospital to Florence?

St Elizabeth Florence in Florence, about 0.3 mi in a straight line from the center of Florence (Medicare hospital file). Its listed phone number is (859) 212-5220. In an emergency, call 911.

How much does live-in care cost in Florence?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (97% of the $3,896 monthly median income of Florence households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (327% of the $3,896 monthly median income of Florence households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Florence?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Florence it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Florence

More senior care near Florence

Live-In Caregivers in nearby cities

Other care in Florence

More for Florence families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Florence, KY