Live-In Caregivers in Union, KY: 24-Hour Home Care

Local figures

Live-In Caregivers in Union, KY: the local picture

157

residents 85 or older (2.1% of all residents)

607

households headed by someone 65+ own their home (80%)

86%

of Union homes have 3 or more bedrooms (71% in Boone County)

$7.25

Kentucky minimum wage per hour

About 157 Union residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 86% of homes in Union have three or more bedrooms (71% in Boone County), while 8.3% have one bedroom or none, where live-in care rarely works; the median home has 8.4 rooms.

Of Union households headed by someone 65 or older, 607 own their home and 151 rent; among householders 85 and older it is 0 owners and 151 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Union compared with Boone County and Kentucky

Census figure	Union	Boone County	Kentucky
Residents 85 or older	2.1%	1.0%	1.7%
Residents 65+ in households who live alone	25%	25%	30%
Residents 65+ with a disability	43%	33%	39%
Residents 65+ below the poverty line (approx.)	13%	8.0%	13%
Residents 65 or older	15%	15%	17%
Residents 5+ who speak a language other than English at home	4.9%	8.8%	6.8%
Median income, households headed by someone 65+	$85,132	$63,871	—

Older residents in towns around Union

Town	Distance	Residents 65+	Residents 85+
Oakbrook, KY	3.4 mi	2,169	78
Florence, KY	3.5 mi	6,440	455
Elsmere, KY	5.1 mi	1,098	63
Burlington, KY	5.7 mi	2,382	164
Walton, KY	6.7 mi	430	10
Independence, KY	6.9 mi	3,131	193

Emergency hospitals near Union

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
St Elizabeth Florence	Florence, KY	3.7 mi	3 of 5	(859) 212-5220
St Elizabeth Edgewood	Edgewood, KY	8.4 mi	5 of 5	(859) 301-2000
Mercy Health - West Hospital	Cincinnati, OH	15 mi	4 of 5	(513) 215-5000

Straight-line miles from the center of Union. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Union

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (54% of the $7,094 monthly median income of Union households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (180% of the $7,094 monthly median income of Union households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in Kentucky: Participant Directed Services.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Union: common questions

Where is the nearest emergency hospital to Union?

St Elizabeth Florence in Florence, about 3.7 mi in a straight line from the center of Union (Medicare hospital file). Its listed phone number is (859) 212-5220. In an emergency, call 911.

How much does live-in care cost in Union?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $17.52 an hour (the Kentucky median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,796 a month (54% of the $7,094 monthly median income of Union households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,755 a month (180% of the $7,094 monthly median income of Union households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Kentucky's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Union?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Union it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Union

More senior care near Union

Live-In Caregivers in nearby cities

Other care in Union

More for Union families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Union, KY