Live-In Caregivers in Fort Collins, CO: 24-Hour Home Care

Local figures

Live-In Caregivers in Fort Collins, CO: the local picture

2,871

residents 85 or older (1.7% of all residents)

10,672

households headed by someone 65+ own their home (77%)

61%

of Fort Collins homes have 3 or more bedrooms (67% in Larimer County)

$15.16

Colorado minimum wage per hour

About 2,871 Fort Collins residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 61% of homes in Fort Collins have three or more bedrooms (67% in Larimer County), while 13% have one bedroom or none, where live-in care rarely works; the median home has 5.7 rooms.

Of Fort Collins households headed by someone 65 or older, 10,672 own their home and 3,152 rent; among householders 85 and older it is 1,174 owners and 616 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Fort Collins compared with Larimer County and Colorado

Census figure	Fort Collins	Larimer County	Colorado
Residents 85 or older	1.7%	1.9%	1.6%
Residents 65+ in households who live alone	28%	25%	28%
Residents 65+ with a disability	24%	26%	30%
Residents 65+ below the poverty line (approx.)	7.4%	7.0%	8.4%
Residents 65 or older	13%	17%	16%
Residents 5+ who speak a language other than English at home	10%	8.6%	16%
Median income, households headed by someone 65+	$71,600	$72,429	—

Older residents in towns around Fort Collins

Town	Distance	Residents 65+	Residents 85+
Timnath, CO	5.4 mi	1,158	0
Loveland, CO	9.1 mi	16,715	2,517
Windsor, CO	9.2 mi	6,871	586
Severance, CO	11 mi	670	17
Wellington, CO	11 mi	964	0
Greeley, CO	18 mi	15,147	2,094

Emergency hospitals near Fort Collins

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Poudre Valley Hospital	Fort Collins, CO	3.5 mi	5 of 5	(970) 495-7000
Banner Fort Collins Medical Center	Fort Collins, CO	4.9 mi	not rated	(970) 821-4000
Banner North Co Medical Center - Loveland Campus	Loveland, CO	8.5 mi	3 of 5	(970) 820-4640

Straight-line miles from the center of Fort Collins. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Fort Collins

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.53 an hour (the Colorado median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,015 a month (67% of the $5,967 monthly median income of Fort Collins households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,490 a month (226% of the $5,967 monthly median income of Fort Collins households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Colorado's minimum wage is $15.16 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Fort Collins: common questions

Where is the nearest emergency hospital to Fort Collins?

Poudre Valley Hospital in Fort Collins, about 3.5 mi in a straight line from the center of Fort Collins (Medicare hospital file). Its listed phone number is (970) 495-7000. In an emergency, call 911.

How much does live-in care cost in Fort Collins?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.53 an hour (the Colorado median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,015 a month (67% of the $5,967 monthly median income of Fort Collins households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,490 a month (226% of the $5,967 monthly median income of Fort Collins households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Colorado's minimum wage is $15.16 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Fort Collins?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Fort Collins it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Fort Collins

More senior care near Fort Collins

Live-In Caregivers in nearby cities

Other care in Fort Collins

More for Fort Collins families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Fort Collins, CO