Live-In Caregivers in Severance, CO: 24-Hour Home Care

Local figures

Live-In Caregivers in Severance, CO: the local picture

17

residents 85 or older (0.2% of all residents)

336

households headed by someone 65+ own their home (97%)

97%

of Severance homes have 3 or more bedrooms (76% in Weld County)

$15.16

Colorado minimum wage per hour

About 17 Severance residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 97% of homes in Severance have three or more bedrooms (76% in Weld County); the median home has 7.1 rooms.

Of Severance households headed by someone 65 or older, 336 own their home and 11 rent. Renters should check that the lease allows another adult to live in before anyone moves in.

Severance compared with Weld County and Colorado

Census figure	Severance	Weld County	Colorado
Residents 85 or older	0.2%	1.2%	1.6%
Residents 65+ in households who live alone	10%	25%	28%
Residents 65+ with a disability	19%	34%	30%
Residents 65+ below the poverty line (approx.)	4.8%	8.8%	8.4%
Residents 65 or older	6.6%	13%	16%
Residents 5+ who speak a language other than English at home	5.1%	19%	16%
Median income, households headed by someone 65+	$118,476	$61,091	—

Older residents in towns around Severance

Town	Distance	Residents 65+	Residents 85+
Windsor, CO	3.3 mi	6,871	586
Timnath, CO	5.6 mi	1,158	0
Greeley, CO	7.8 mi	15,147	2,094
Eaton, CO	8.0 mi	835	44
Fort Collins, CO	11 mi	21,744	2,871
Loveland, CO	12 mi	16,715	2,517

Emergency hospitals near Severance

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Banner Fort Collins Medical Center	Fort Collins, CO	7.2 mi	not rated	(970) 821-4000
Uchealth Greeley Hospital	Greeley, CO	8.7 mi	4 of 5	(970) 652-2000
Poudre Valley Hospital	Fort Collins, CO	12 mi	5 of 5	(970) 495-7000

Straight-line miles from the center of Severance. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Severance

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.53 an hour (the Colorado median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,015 a month (41% of the $9,873 monthly median income of Severance households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,490 a month (137% of the $9,873 monthly median income of Severance households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Colorado's minimum wage is $15.16 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Severance: common questions

Where is the nearest emergency hospital to Severance?

Banner Fort Collins Medical Center in Fort Collins, about 7.2 mi in a straight line from the center of Severance (Medicare hospital file). Its listed phone number is (970) 821-4000. In an emergency, call 911.

How much does live-in care cost in Severance?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.53 an hour (the Colorado median aide wage), a live-in caregiver paid for 50 hours a week costs about $4,015 a month (41% of the $9,873 monthly median income of Severance households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,490 a month (137% of the $9,873 monthly median income of Severance households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Colorado's minimum wage is $15.16 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Severance?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Severance it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Severance

More senior care near Severance

Live-In Caregivers in nearby cities

Other care in Severance

More for Severance families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Severance, CO