Live-In Caregivers in Half Moon Bay, CA: 24-Hour Home Care

Local figures

Live-In Caregivers in Half Moon Bay, CA: the local picture

273

residents 85 or older (2.4% of all residents)

1,162

households headed by someone 65+ own their home (75%)

66%

of Half Moon Bay homes have 3 or more bedrooms (54% in San Mateo County)

$16.90

California minimum wage per hour

About 273 Half Moon Bay residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 66% of homes in Half Moon Bay have three or more bedrooms (54% in San Mateo County), while 11% have one bedroom or none, where live-in care rarely works; the median home has 5.8 rooms.

Of Half Moon Bay households headed by someone 65 or older, 1,162 own their home and 378 rent; among householders 85 and older it is 70 owners and 57 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Half Moon Bay compared with San Mateo County and California

Census figure	Half Moon Bay	San Mateo County	California
Residents 85 or older	2.4%	2.5%	1.9%
Residents 65+ in households who live alone	26%	21%	23%
Residents 65+ with a disability	29%	28%	33%
Residents 65+ below the poverty line (approx.)	6.2%	9.0%	12%
Residents 65 or older	23%	18%	16%
Residents 5+ who speak a language other than English at home	33%	46%	44%
Median income, households headed by someone 65+	$87,083	$103,766	—

Older residents in towns around Half Moon Bay

Town	Distance	Residents 65+	Residents 85+
El Granada, CA	3.5 mi	1,140	82
Moss Beach, CA	4.5 mi	747	189
Montara, CA	6.3 mi	926	52
Hillsborough, CA	7.7 mi	2,262	220
Belmont, CA	8.6 mi	3,813	593
Millbrae, CA	9.3 mi	4,599	913

Emergency hospitals near Half Moon Bay

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Peninsula Medical Center	Burlingame, CA	8.0 mi	5 of 5	(650) 696-5400
Sequoia Hospital	Redwood City, CA	8.5 mi	5 of 5	(650) 369-5811
San Mateo Medical Center	San Mateo, CA	9.2 mi	not rated	(650) 573-2222

Straight-line miles from the center of Half Moon Bay. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Half Moon Bay

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.90 an hour (the California minimum; the May 2025 median aide wage, $16.50, is below it), a live-in caregiver paid for 50 hours a week costs about $3,662 a month (50% of the $7,257 monthly median income of Half Moon Bay households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,303 a month (170% of the $7,257 monthly median income of Half Moon Bay households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. California's minimum wage is $16.90 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in California: IHSS, VA, Paid Family Leave.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Half Moon Bay: common questions

Where is the nearest emergency hospital to Half Moon Bay?

Peninsula Medical Center in Burlingame, about 8.0 mi in a straight line from the center of Half Moon Bay (Medicare hospital file). Its listed phone number is (650) 696-5400. In an emergency, call 911.

How much does live-in care cost in Half Moon Bay?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.90 an hour (the California minimum; the May 2025 median aide wage, $16.50, is below it), a live-in caregiver paid for 50 hours a week costs about $3,662 a month (50% of the $7,257 monthly median income of Half Moon Bay households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,303 a month (170% of the $7,257 monthly median income of Half Moon Bay households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. California's minimum wage is $16.90 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Half Moon Bay?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Half Moon Bay it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Half Moon Bay

More senior care near Half Moon Bay

Live-In Caregivers in nearby cities

Other care in Half Moon Bay

More for Half Moon Bay families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Half Moon Bay, CA