Live-In Caregivers in Moss Beach, CA: 24-Hour Home Care

Local figures

Live-In Caregivers in Moss Beach, CA: the local picture

189

residents 85 or older (7.0% of all residents)

390

households headed by someone 65+ own their home (98%)

68%

of Moss Beach homes have 3 or more bedrooms (54% in San Mateo County)

$16.90

California minimum wage per hour

About 189 Moss Beach residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 68% of homes in Moss Beach have three or more bedrooms (54% in San Mateo County); the median home has 5.7 rooms.

Of Moss Beach households headed by someone 65 or older, 390 own their home and 9 rent; among householders 85 and older it is 82 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Moss Beach compared with San Mateo County and California

Census figure	Moss Beach	San Mateo County	California
Residents 85 or older	7.0%	2.5%	1.9%
Residents 65+ in households who live alone	24%	21%	23%
Residents 65+ with a disability	27%	28%	33%
Residents 65+ below the poverty line (approx.)	23%	9.0%	12%
Residents 65 or older	28%	18%	16%
Residents 5+ who speak a language other than English at home	40%	46%	44%
Median income, households headed by someone 65+	$79,107	$103,766	—

Older residents in towns around Moss Beach

Town	Distance	Residents 65+	Residents 85+
El Granada, CA	1.8 mi	1,140	82
Montara, CA	2.4 mi	926	52
Half Moon Bay, CA	4.5 mi	2,629	273
Pacifica, CA	6.5 mi	7,612	571
Millbrae, CA	7.9 mi	4,599	913
Hillsborough, CA	8.2 mi	2,262	220

Emergency hospitals near Moss Beach

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Peninsula Medical Center	Burlingame, CA	8.1 mi	5 of 5	(650) 696-5400
Kaiser Foundation Hospital - South San Francisco	South San Francisco, CA	11 mi	4 of 5	(650) 742-3200
San Mateo Medical Center	San Mateo, CA	11 mi	not rated	(650) 573-2222

Straight-line miles from the center of Moss Beach. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Moss Beach

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.90 an hour (the California minimum; the May 2025 median aide wage, $16.50, is below it), a live-in caregiver paid for 50 hours a week costs about $3,662 a month (56% of the $6,592 monthly median income of Moss Beach households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,303 a month (187% of the $6,592 monthly median income of Moss Beach households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. California's minimum wage is $16.90 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in California: IHSS, VA, Paid Family Leave.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Moss Beach: common questions

Where is the nearest emergency hospital to Moss Beach?

Peninsula Medical Center in Burlingame, about 8.1 mi in a straight line from the center of Moss Beach (Medicare hospital file). Its listed phone number is (650) 696-5400. In an emergency, call 911.

How much does live-in care cost in Moss Beach?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.90 an hour (the California minimum; the May 2025 median aide wage, $16.50, is below it), a live-in caregiver paid for 50 hours a week costs about $3,662 a month (56% of the $6,592 monthly median income of Moss Beach households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,303 a month (187% of the $6,592 monthly median income of Moss Beach households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. California's minimum wage is $16.90 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Moss Beach?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Moss Beach it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Moss Beach

More senior care near Moss Beach

Live-In Caregivers in nearby cities

Other care in Moss Beach

More for Moss Beach families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Moss Beach, CA