Live-In Caregivers in Islamorada, FL: 24-Hour Home Care

Local figures

Live-In Caregivers in Islamorada, FL: the local picture

61

residents 85 or older (0.9% of all residents)

1,002

households headed by someone 65+ own their home (88%)

65%

of Islamorada homes have 3 or more bedrooms (48% in Monroe County)

$15.00

Florida minimum wage per hour

About 61 Islamorada residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 65% of homes in Islamorada have three or more bedrooms (48% in Monroe County), while 7.7% have one bedroom or none, where live-in care rarely works; the median home has 4.6 rooms.

Of Islamorada households headed by someone 65 or older, 1,002 own their home and 136 rent; among householders 85 and older it is 20 owners and 20 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Islamorada compared with Monroe County and Florida

Census figure	Islamorada	Monroe County	Florida
Residents 85 or older	0.9%	2.0%	2.6%
Residents 65+ in households who live alone	31%	25%	25%
Residents 65+ with a disability	18%	26%	31%
Residents 65+ below the poverty line (approx.)	4.1%	9.6%	12%
Residents 65 or older	29%	25%	21%
Residents 5+ who speak a language other than English at home	19%	22%	31%
Median income, households headed by someone 65+	$74,167	$71,243	—

Older residents in towns around Islamorada

Town	Distance	Residents 65+	Residents 85+
Key Largo, FL	13 mi	3,513	408
Florida City, FL	32 mi	1,496	135
Homestead, FL	34 mi	6,999	743
Marathon, FL	35 mi	2,059	106
Leisure City, FL	36 mi	2,727	275
Naranja, FL	38 mi	1,208	71

Emergency hospitals near Islamorada

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Mariners Hospital	Tavernier, FL	2.3 mi	5 of 5	(305) 434-3000
Homestead Hospital	Homestead, FL	36 mi	4 of 5	(786) 243-8000
Fishermen's Community Hospital	Marathon, FL	36 mi	not rated	(305) 434-1000

Straight-line miles from the center of Islamorada. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Islamorada

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (57% of the $6,181 monthly median income of Islamorada households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (191% of the $6,181 monthly median income of Islamorada households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to take care of a family member in Florida: SMMC LTC and the PDO.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Islamorada: common questions

Where is the nearest emergency hospital to Islamorada?

Mariners Hospital in Tavernier, about 2.3 mi in a straight line from the center of Islamorada (Medicare hospital file). Its listed phone number is (305) 434-3000. In an emergency, call 911.

How much does live-in care cost in Islamorada?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.25 an hour (the Florida median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,521 a month (57% of the $6,181 monthly median income of Islamorada households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,830 a month (191% of the $6,181 monthly median income of Islamorada households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Florida's minimum wage rose to $15.00 an hour on September 30, 2026, under Article X, Section 24 of the Florida Constitution.

Live-in or 24-hour care in Islamorada?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Islamorada it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Islamorada

More senior care near Islamorada

Live-In Caregivers in nearby cities

Other care in Islamorada

More for Islamorada families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Islamorada, FL