Live-In Caregivers in Lafayette, IN: 24-Hour Home Care

Local figures

Live-In Caregivers in Lafayette, IN: the local picture

1,077

residents 85 or older (1.5% of all residents)

4,655

households headed by someone 65+ own their home (71%)

52%

of Lafayette homes have 3 or more bedrooms (62% in Tippecanoe County)

$7.25

Indiana minimum wage per hour

About 1,077 Lafayette residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 52% of homes in Lafayette have three or more bedrooms (62% in Tippecanoe County), while 20% have one bedroom or none, where live-in care rarely works; the median home has 5.2 rooms.

Of Lafayette households headed by someone 65 or older, 4,655 own their home and 1,872 rent; among householders 85 and older it is 438 owners and 168 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Lafayette compared with Tippecanoe County and Indiana

Census figure	Lafayette	Tippecanoe County	Indiana
Residents 85 or older	1.5%	1.6%	1.9%
Residents 65+ in households who live alone	41%	31%	30%
Residents 65+ with a disability	31%	29%	33%
Residents 65+ below the poverty line (approx.)	11%	8.3%	9.1%
Residents 65 or older	14%	12%	17%
Residents 5+ who speak a language other than English at home	12%	15%	10%
Median income, households headed by someone 65+	$41,895	$55,272	—

Older residents in towns around Lafayette

Town	Distance	Residents 65+	Residents 85+
West Lafayette, IN	4.4 mi	3,341	1,014
Delphi, IN	16 mi	541	62
Frankfort, IN	20 mi	2,072	214
Attica, IN	22 mi	569	39
Monticello, IN	24 mi	1,367	378
Crawfordsville, IN	25 mi	3,255	428

Emergency hospitals near Lafayette

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Franciscan Health Lafayette	Lafayette, IN	0.1 mi	3 of 5	(765) 502-4334
Indiana University Health Arnett Hospital	Lafayette, IN	0.1 mi	4 of 5	(765) 448-8000
Indiana University Health Frankfort Inc	Frankfort, IN	22 mi	not rated	(765) 656-3000

Straight-line miles from the center of Lafayette. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Lafayette

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (105% of the $3,491 monthly median income of Lafayette households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (352% of the $3,491 monthly median income of Lafayette households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Lafayette: common questions

Where is the nearest emergency hospital to Lafayette?

Franciscan Health Lafayette in Lafayette, about 0.1 mi in a straight line from the center of Lafayette (Medicare hospital file). Its listed phone number is (765) 502-4334. In an emergency, call 911.

How much does live-in care cost in Lafayette?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (105% of the $3,491 monthly median income of Lafayette households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (352% of the $3,491 monthly median income of Lafayette households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Lafayette?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Lafayette it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Lafayette

More senior care near Lafayette

Live-In Caregivers in nearby cities

Other care in Lafayette

More for Lafayette families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Lafayette, IN