Live-In Caregivers in Middlebury, IN: 24-Hour Home Care

Local figures

Live-In Caregivers in Middlebury, IN: the local picture

43

residents 85 or older (1.2% of all residents)

231

households headed by someone 65+ own their home (73%)

81%

of Middlebury homes have 3 or more bedrooms (68% in Elkhart County)

$7.25

Indiana minimum wage per hour

About 43 Middlebury residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 81% of homes in Middlebury have three or more bedrooms (68% in Elkhart County); the median home has 6.5 rooms.

Of Middlebury households headed by someone 65 or older, 231 own their home and 87 rent; among householders 85 and older it is 23 owners and 11 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Middlebury compared with Elkhart County and Indiana

Census figure	Middlebury	Elkhart County	Indiana
Residents 85 or older	1.2%	1.9%	1.9%
Residents 65+ in households who live alone	21%	25%	30%
Residents 65+ with a disability	22%	34%	33%
Residents 65+ below the poverty line (approx.)	30%	8.3%	9.1%
Residents 65 or older	14%	15%	17%
Residents 5+ who speak a language other than English at home	16%	23%	10%

Older residents in towns around Middlebury

Town	Distance	Residents 65+	Residents 85+
Goshen, IN	9.2 mi	6,209	1,111
Dunlap, IN	11 mi	973	255
Elkhart, IN	13 mi	7,668	1,100
Simonton Lake, IN	15 mi	950	81
Lagrange, IN	15 mi	488	80
Ligonier, IN	16 mi	422	34

Emergency hospitals near Middlebury

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Goshen Hospital	Goshen, IN	9.7 mi	3 of 5	(574) 364-1000
Elkhart General Hospital	Elkhart, IN	14 mi	4 of 5	(574) 294-2621
Parkview Lagrange Hospital	Lagrange, IN	16 mi	5 of 5	(260) 463-9000

Straight-line miles from the center of Middlebury. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Middlebury

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month. Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month. Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Middlebury: common questions

Where is the nearest emergency hospital to Middlebury?

Goshen Hospital in Goshen, about 9.7 mi in a straight line from the center of Middlebury (Medicare hospital file). Its listed phone number is (574) 364-1000. In an emergency, call 911.

How much does live-in care cost in Middlebury?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month. Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month. Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Middlebury?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake. Choose shifts if help is needed several times a night.

More near Middlebury

More senior care near Middlebury

Live-In Caregivers in nearby cities

Other care in Middlebury

More for Middlebury families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Middlebury, IN