Live-In Caregivers in Simonton Lake, IN: 24-Hour Home Care

Local figures

Live-In Caregivers in Simonton Lake, IN: the local picture

81

residents 85 or older (1.9% of all residents)

554

households headed by someone 65+ own their home (92%)

72%

of Simonton Lake homes have 3 or more bedrooms (68% in Elkhart County)

$7.25

Indiana minimum wage per hour

About 81 Simonton Lake residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 72% of homes in Simonton Lake have three or more bedrooms (68% in Elkhart County); the median home has 5.8 rooms.

Of Simonton Lake households headed by someone 65 or older, 554 own their home and 49 rent; among householders 85 and older it is 42 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Simonton Lake compared with Elkhart County and Indiana

Census figure	Simonton Lake	Elkhart County	Indiana
Residents 85 or older	1.9%	1.9%	1.9%
Residents 65+ in households who live alone	26%	25%	30%
Residents 65+ with a disability	30%	34%	33%
Residents 65+ below the poverty line (approx.)	4.4%	8.3%	9.1%
Residents 65 or older	22%	15%	17%
Residents 5+ who speak a language other than English at home	5.9%	23%	10%
Median income, households headed by someone 65+	$61,350	$52,398	—

Older residents in towns around Simonton Lake

Town	Distance	Residents 65+	Residents 85+
Elkhart, IN	4.4 mi	7,668	1,100
Osceola, IN	8.3 mi	434	39
Granger, IN	8.5 mi	5,479	641
Dunlap, IN	8.6 mi	973	255
Mishawaka, IN	11 mi	8,485	863
Notre Dame, IN	14 mi	75	26

Emergency hospitals near Simonton Lake

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Elkhart General Hospital	Elkhart, IN	3.1 mi	4 of 5	(574) 294-2621
Saint Joseph Regional Medical Center	Mishawaka, IN	11 mi	2 of 5	(574) 335-5000
Goshen Hospital	Goshen, IN	13 mi	3 of 5	(574) 364-1000

Straight-line miles from the center of Simonton Lake. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Simonton Lake

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (71% of the $5,113 monthly median income of Simonton Lake households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (240% of the $5,113 monthly median income of Simonton Lake households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Simonton Lake: common questions

Where is the nearest emergency hospital to Simonton Lake?

Elkhart General Hospital in Elkhart, about 3.1 mi in a straight line from the center of Simonton Lake (Medicare hospital file). Its listed phone number is (574) 294-2621. In an emergency, call 911.

How much does live-in care cost in Simonton Lake?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.86 an hour (the Indiana median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,653 a month (71% of the $5,113 monthly median income of Simonton Lake households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,274 a month (240% of the $5,113 monthly median income of Simonton Lake households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Indiana's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Simonton Lake?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Simonton Lake it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Simonton Lake

More senior care near Simonton Lake

Live-In Caregivers in nearby cities

Other care in Simonton Lake

More for Simonton Lake families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Simonton Lake, IN