Live-In Caregivers in Moscow Mills, MO: 24-Hour Home Care

Local figures

Live-In Caregivers in Moscow Mills, MO: the local picture

74

residents 85 or older (1.9% of all residents)

211

households headed by someone 65+ own their home (94%)

83%

of Moscow Mills homes have 3 or more bedrooms (79% in Lincoln County)

$15.00

Missouri minimum wage per hour

About 74 Moscow Mills residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 83% of homes in Moscow Mills have three or more bedrooms (79% in Lincoln County), while 6.8% have one bedroom or none, where live-in care rarely works; the median home has 5.5 rooms.

Of Moscow Mills households headed by someone 65 or older, 211 own their home and 13 rent; among householders 85 and older it is 59 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Moscow Mills compared with Lincoln County and Missouri

Census figure	Moscow Mills	Lincoln County	Missouri
Residents 85 or older	1.9%	1.3%	2.0%
Residents 65+ in households who live alone	34%	27%	30%
Residents 65+ with a disability	52%	37%	34%
Residents 65+ below the poverty line (approx.)	20%	12%	10%
Residents 65 or older	10%	15%	18%
Residents 5+ who speak a language other than English at home	6.2%	2.7%	6.7%

Older residents in towns around Moscow Mills

Town	Distance	Residents 65+	Residents 85+
Troy, MO	2.9 mi	2,050	289
Wentzville, MO	9.2 mi	6,519	480
Wright City, MO	9.7 mi	799	22
St. Paul, MO	12 mi	418	25
Lake St. Louis, MO	14 mi	3,712	270
Warrenton, MO	14 mi	1,425	229

Emergency hospitals near Moscow Mills

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Mercy Hospital Lincoln	Troy, MO	4.5 mi	not rated	(636) 528-8551
Ssm St Joseph Hospital West	Lake Saint Louis, MO	13 mi	3 of 5	(636) 625-5200
Progress West Hospital	Ofallon, MO	17 mi	4 of 5	(636) 344-2273

Straight-line miles from the center of Moscow Mills. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Moscow Mills

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month. Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month. Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Consumer Directed Services in Missouri: how a relative becomes a paid caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Moscow Mills: common questions

Where is the nearest emergency hospital to Moscow Mills?

Mercy Hospital Lincoln in Troy, about 4.5 mi in a straight line from the center of Moscow Mills (Medicare hospital file). Its listed phone number is (636) 528-8551. In an emergency, call 911.

How much does live-in care cost in Moscow Mills?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month. Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month. Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Moscow Mills?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake. Choose shifts if help is needed several times a night.

More near Moscow Mills

More senior care near Moscow Mills

Live-In Caregivers in nearby cities

Other care in Moscow Mills

More for Moscow Mills families

Sources

Census ACS 2020–2024 5-year (small-place figures carry wide margins of error); CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Moscow Mills, MO