Live-In Caregivers in Owensville, MO: 24-Hour Home Care

Local figures

Live-In Caregivers in Owensville, MO: the local picture

179

residents 85 or older (6.4% of all residents)

219

households headed by someone 65+ own their home (69%)

53%

of Owensville homes have 3 or more bedrooms (65% in Gasconade County)

$15.00

Missouri minimum wage per hour

About 179 Owensville residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 53% of homes in Owensville have three or more bedrooms (65% in Gasconade County), while 12% have one bedroom or none, where live-in care rarely works; the median home has 5.3 rooms.

Of Owensville households headed by someone 65 or older, 219 own their home and 99 rent; among householders 85 and older it is 41 owners and 36 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Owensville compared with Gasconade County and Missouri

Census figure	Owensville	Gasconade County	Missouri
Residents 85 or older	6.4%	2.8%	2.0%
Residents 65+ in households who live alone	48%	24%	30%
Residents 65+ with a disability	36%	32%	34%
Residents 65+ below the poverty line (approx.)	14%	11%	10%
Residents 65 or older	20%	23%	18%
Residents 5+ who speak a language other than English at home	2.4%	1.3%	6.7%
Median income, households headed by someone 65+	$33,889	$49,850	—

Older residents in towns around Owensville

Town	Distance	Residents 65+	Residents 85+
Cuba, MO	20 mi	540	61
Sullivan, MO	20 mi	1,280	214
New Haven, MO	23 mi	506	105
St. James, MO	25 mi	898	131
St. Clair, MO	27 mi	776	96
Union, MO	28 mi	1,585	146

Emergency hospitals near Owensville

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Hermann Area District Hospital	Hermann, MO	17 mi	not rated	(573) 486-2191
Missouri Baptist Sullivan Hospital	Sullivan, MO	20 mi	2 of 5	(573) 468-4186
Mercy Hospital Washington	Washington, MO	29 mi	4 of 5	(636) 239-8000

Straight-line miles from the center of Owensville. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Owensville

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month (122% of the $2,824 monthly median income of Owensville households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month (410% of the $2,824 monthly median income of Owensville households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Consumer Directed Services in Missouri: how a relative becomes a paid caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Owensville: common questions

Where is the nearest emergency hospital to Owensville?

Hermann Area District Hospital in Hermann, about 17 mi in a straight line from the center of Owensville (Medicare hospital file). Its listed phone number is (573) 486-2191. In an emergency, call 911.

How much does live-in care cost in Owensville?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.90 an hour (the Missouri median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,445 a month (122% of the $2,824 monthly median income of Owensville households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,575 a month (410% of the $2,824 monthly median income of Owensville households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Missouri's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Owensville?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Owensville it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Owensville

More senior care near Owensville

Live-In Caregivers in nearby cities

Other care in Owensville

More for Owensville families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Owensville, MO