Live-In Caregivers in South St. Paul, MN: 24-Hour Home Care

Local figures

Live-In Caregivers in South St. Paul, MN: the local picture

361

residents 85 or older (1.8% of all residents)

1,575

households headed by someone 65+ own their home (78%)

56%

of South St. Paul homes have 3 or more bedrooms (65% in Dakota County)

$11.41

Minnesota minimum wage per hour

About 361 South St. Paul residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 56% of homes in South St. Paul have three or more bedrooms (65% in Dakota County), while 14% have one bedroom or none, where live-in care rarely works; the median home has 5.7 rooms.

Of South St. Paul households headed by someone 65 or older, 1,575 own their home and 451 rent; among householders 85 and older it is 247 owners and 26 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

South St. Paul compared with Dakota County and Minnesota

Census figure	South St. Paul	Dakota County	Minnesota
Residents 85 or older	1.8%	1.7%	2.1%
Residents 65+ in households who live alone	30%	28%	30%
Residents 65+ with a disability	34%	26%	28%
Residents 65+ below the poverty line (approx.)	8.4%	6.6%	8.8%
Residents 65 or older	15%	16%	17%
Residents 5+ who speak a language other than English at home	15%	14%	12%
Median income, households headed by someone 65+	$66,563	$69,739	—

Older residents in towns around South St. Paul

Town	Distance	Residents 65+	Residents 85+
Newport, MN	2.3 mi	732	160
West St. Paul, MN	2.4 mi	4,393	853
Inver Grove Heights, MN	4.2 mi	6,440	671
St. Paul Park, MN	4.3 mi	721	115
Mendota Heights, MN	4.6 mi	3,057	168
St. Paul, MN	5.2 mi	38,220	3,673

Emergency hospitals near South St. Paul

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Regions Hospital	Saint Paul, MN	5.0 mi	3 of 5	(651) 254-1616
Allina United Hospital	Saint Paul, MN	5.2 mi	3 of 5	(651) 241-8000
M Health Fairview Woodwinds Hospital	Woodbury, MN	5.2 mi	4 of 5	(651) 232-2185

Straight-line miles from the center of South St. Paul. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in South St. Paul

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (72% of the $5,547 monthly median income of South St. Paul households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (242% of the $5,547 monthly median income of South St. Paul households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in South St. Paul: common questions

Where is the nearest emergency hospital to South St. Paul?

Regions Hospital in Saint Paul, about 5.0 mi in a straight line from the center of South St. Paul (Medicare hospital file). Its listed phone number is (651) 254-1616. In an emergency, call 911.

How much does live-in care cost in South St. Paul?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.45 an hour (the Minnesota median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,998 a month (72% of the $5,547 monthly median income of South St. Paul households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,432 a month (242% of the $5,547 monthly median income of South St. Paul households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in South St. Paul?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in South St. Paul it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near South St. Paul

More senior care near South St. Paul

Live-In Caregivers in nearby cities

Other care in South St. Paul

More for South St. Paul families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in South St. Paul, MN