Live-In Caregivers in Stillwater, OK: 24-Hour Home Care

Local figures

Live-In Caregivers in Stillwater, OK: the local picture

534

residents 85 or older (1.1% of all residents)

2,497

households headed by someone 65+ own their home (72%)

56%

of Stillwater homes have 3 or more bedrooms (62% in Payne County)

$7.25

Oklahoma minimum wage per hour

About 534 Stillwater residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 56% of homes in Stillwater have three or more bedrooms (62% in Payne County), while 21% have one bedroom or none, where live-in care rarely works; the median home has 4.7 rooms.

Of Stillwater households headed by someone 65 or older, 2,497 own their home and 961 rent; among householders 85 and older it is 198 owners and 225 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Stillwater compared with Payne County and Oklahoma

Census figure	Stillwater	Payne County	Oklahoma
Residents 85 or older	1.1%	1.5%	1.6%
Residents 65+ in households who live alone	33%	30%	30%
Residents 65+ with a disability	37%	35%	41%
Residents 65+ below the poverty line (approx.)	6.2%	10%	11%
Residents 65 or older	10%	13%	16%
Residents 5+ who speak a language other than English at home	11%	8.7%	12%
Median income, households headed by someone 65+	$58,659	$49,887	—

Older residents in towns around Stillwater

Town	Distance	Residents 65+	Residents 85+
Perkins, OK	11 mi	468	34
Perry, OK	17 mi	784	149
Cushing, OK	20 mi	1,343	251
Guthrie, OK	26 mi	2,296	267
Chandler, OK	32 mi	491	83
Stroud, OK	35 mi	432	76

Emergency hospitals near Stillwater

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Stillwater Medical Center	Stillwater, OK	4.2 mi	4 of 5	(405) 372-1480
Stillwater Medical - Perry	Perry, OK	16 mi	not rated	(580) 336-3541
Hillcrest Hospital Cushing	Cushing, OK	21 mi	4 of 5	(918) 225-8152

Straight-line miles from the center of Stillwater. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Stillwater

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $13.32 an hour (the Oklahoma median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,886 a month (59% of the $4,888 monthly median income of Stillwater households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $9,697 a month (198% of the $4,888 monthly median income of Stillwater households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Oklahoma's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Stillwater: common questions

Where is the nearest emergency hospital to Stillwater?

Stillwater Medical Center in Stillwater, about 4.2 mi in a straight line from the center of Stillwater (Medicare hospital file). Its listed phone number is (405) 372-1480. In an emergency, call 911.

How much does live-in care cost in Stillwater?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $13.32 an hour (the Oklahoma median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,886 a month (59% of the $4,888 monthly median income of Stillwater households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $9,697 a month (198% of the $4,888 monthly median income of Stillwater households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Oklahoma's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Stillwater?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Stillwater it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Stillwater

More senior care near Stillwater

Live-In Caregivers in nearby cities

Other care in Stillwater

More for Stillwater families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Stillwater, OK