Live-In Caregivers in Terrell, TX: 24-Hour Home Care

Local figures

Live-In Caregivers in Terrell, TX: the local picture

364

residents 85 or older (1.8% of all residents)

794

households headed by someone 65+ own their home (56%)

66%

of Terrell homes have 3 or more bedrooms (81% in Kaufman County)

$7.25

Texas minimum wage per hour

About 364 Terrell residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 66% of homes in Terrell have three or more bedrooms (81% in Kaufman County), while 11% have one bedroom or none, where live-in care rarely works; the median home has 5.3 rooms.

Of Terrell households headed by someone 65 or older, 794 own their home and 612 rent; among householders 85 and older it is 138 owners and 111 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Terrell compared with Kaufman County and Texas

Census figure	Terrell	Kaufman County	Texas
Residents 85 or older	1.8%	0.8%	1.4%
Residents 65+ in households who live alone	28%	17%	25%
Residents 65+ with a disability	37%	35%	35%
Residents 65+ below the poverty line (approx.)	16%	11%	12%
Residents 65 or older	13%	11%	13%
Residents 5+ who speak a language other than English at home	26%	23%	35%
Median income, households headed by someone 65+	$45,370	$59,158	—

Older residents in towns around Terrell

Town	Distance	Residents 65+	Residents 85+
Talty, TX	6.4 mi	349	24
Forney, TX	9.1 mi	2,553	49
Heartland, TX	9.9 mi	372	0
McLendon-Chisholm, TX	10.0 mi	318	16
Crandall, TX	10 mi	621	0
Kaufman, TX	10 mi	1,124	141

Emergency hospitals near Terrell

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Texas Health Presbyterian Hospital Kaufman	Kaufman, TX	12 mi	not rated	(972) 932-7200
Texas Health Presbyterian Hospital Rockwall	Rockwall, TX	13 mi	5 of 5	(469) 698-1000
Baylor Scott And White Medical Center Sunnyvale	Sunnyvale, TX	16 mi	2 of 5	(972) 892-3000

Straight-line miles from the center of Terrell. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Terrell

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.65 an hour (the Texas median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,524 a month (67% of the $3,781 monthly median income of Terrell households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,481 a month (224% of the $3,781 monthly median income of Terrell households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Texas's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see STAR+PLUS in Texas: using consumer directed services to pay a family caregiver.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Terrell: common questions

Where is the nearest emergency hospital to Terrell?

Texas Health Presbyterian Hospital Kaufman in Kaufman, about 12 mi in a straight line from the center of Terrell (Medicare hospital file). Its listed phone number is (972) 932-7200. In an emergency, call 911.

How much does live-in care cost in Terrell?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $11.65 an hour (the Texas median aide wage), a live-in caregiver paid for 50 hours a week costs about $2,524 a month (67% of the $3,781 monthly median income of Terrell households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $8,481 a month (224% of the $3,781 monthly median income of Terrell households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Texas's minimum wage is $7.25 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Terrell?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Terrell it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Terrell

More senior care near Terrell

Live-In Caregivers in nearby cities

Other care in Terrell

More for Terrell families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Terrell, TX