Live-In Caregivers in Waterford, CA: 24-Hour Home Care

Local figures

Live-In Caregivers in Waterford, CA: the local picture

36

residents 85 or older (0.4% of all residents)

406

households headed by someone 65+ own their home (92%)

80%

of Waterford homes have 3 or more bedrooms (70% in Stanislaus County)

$16.90

California minimum wage per hour

About 36 Waterford residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 80% of homes in Waterford have three or more bedrooms (70% in Stanislaus County); the median home has 5.3 rooms.

Of Waterford households headed by someone 65 or older, 406 own their home and 36 rent. Renters should check that the lease allows another adult to live in before anyone moves in.

Waterford compared with Stanislaus County and California

Census figure	Waterford	Stanislaus County	California
Residents 85 or older	0.4%	1.7%	1.9%
Residents 65+ in households who live alone	22%	23%	23%
Residents 65+ with a disability	39%	38%	33%
Residents 65+ below the poverty line (approx.)	11%	14%	12%
Residents 65 or older	8.0%	14%	16%
Residents 5+ who speak a language other than English at home	42%	43%	44%
Median income, households headed by someone 65+	$43,676	$57,323	—

Older residents in towns around Waterford

Town	Distance	Residents 65+	Residents 85+
Hughson, CA	6.7 mi	1,353	282
Empire, CA	8.4 mi	552	10
Denair, CA	8.4 mi	464	4
Oakdale, CA	9.6 mi	2,985	409
Keyes, CA	10 mi	635	96
Turlock, CA	11 mi	11,295	1,452

Emergency hospitals near Waterford

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Emanuel Medical Center	Turlock, CA	9.8 mi	2 of 5	(209) 667-4200
Oak Valley Hospital District	Oakdale, CA	10 mi	1 of 5	(209) 847-3011
Memorial Medical Center	Modesto, CA	11 mi	3 of 5	(209) 526-4500

Straight-line miles from the center of Waterford. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Waterford

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.90 an hour (the California minimum; the May 2025 median aide wage, $16.50, is below it), a live-in caregiver paid for 50 hours a week costs about $3,662 a month (101% of the $3,640 monthly median income of Waterford households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,303 a month (338% of the $3,640 monthly median income of Waterford households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. California's minimum wage is $16.90 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see How to get paid to care for a family member in California: IHSS, VA, Paid Family Leave.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Waterford: common questions

Where is the nearest emergency hospital to Waterford?

Emanuel Medical Center in Turlock, about 9.8 mi in a straight line from the center of Waterford (Medicare hospital file). Its listed phone number is (209) 667-4200. In an emergency, call 911.

How much does live-in care cost in Waterford?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $16.90 an hour (the California minimum; the May 2025 median aide wage, $16.50, is below it), a live-in caregiver paid for 50 hours a week costs about $3,662 a month (101% of the $3,640 monthly median income of Waterford households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $12,303 a month (338% of the $3,640 monthly median income of Waterford households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. California's minimum wage is $16.90 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Waterford?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Waterford it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Waterford

More senior care near Waterford

Live-In Caregivers in nearby cities

Other care in Waterford

More for Waterford families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Waterford, CA