Live-In Caregivers in Waverly, TN: 24-Hour Home Care

Local figures

Live-In Caregivers in Waverly, TN: the local picture

61

residents 85 or older (1.4% of all residents)

645

households headed by someone 65+ own their home (76%)

47%

of Waverly homes have 3 or more bedrooms (68% in Humphreys County)

$7.25

Tennessee minimum wage per hour

About 61 Waverly residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 47% of homes in Waverly have three or more bedrooms (68% in Humphreys County), while 6.4% have one bedroom or none, where live-in care rarely works; the median home has 5.6 rooms.

Of Waverly households headed by someone 65 or older, 645 own their home and 207 rent; among householders 85 and older it is 50 owners and 0 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Waverly compared with Humphreys County and Tennessee

Census figure	Waverly	Humphreys County	Tennessee
Residents 85 or older	1.4%	2.6%	1.6%
Residents 65+ in households who live alone	57%	30%	29%
Residents 65+ with a disability	37%	39%	36%
Residents 65+ below the poverty line (approx.)	3.4%	8.4%	11%
Residents 65 or older	26%	21%	17%
Residents 5+ who speak a language other than English at home	0.2%	2.6%	8.6%
Median income, households headed by someone 65+	$41,205	$43,544	—

Older residents in towns around Waverly

Town	Distance	Residents 65+	Residents 85+
Camden, TN	18 mi	775	90
Dickson, TN	23 mi	2,349	158
Centerville, TN	27 mi	755	123
White Bluff, TN	32 mi	690	10
Paris, TN	32 mi	2,271	243
Huntingdon, TN	36 mi	777	150

Emergency hospitals near Waverly

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Ascension Saint Thomas Three Rivers	Waverly, TN	0.9 mi	not rated	(931) 296-4203
Houston County Community Hospital	Erin, TN	16 mi	not rated	(931) 289-4211
West Tennessee Healthcare Camden Hospital	Camden, TN	19 mi	not rated	(731) 593-6300

Straight-line miles from the center of Waverly. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Waverly

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (97% of the $3,434 monthly median income of Waverly households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (328% of the $3,434 monthly median income of Waverly households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see TennCare CHOICES: how to get paid to care for a family member in Tennessee.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Waverly: common questions

Where is the nearest emergency hospital to Waverly?

Ascension Saint Thomas Three Rivers in Waverly, about 0.9 mi in a straight line from the center of Waverly (Medicare hospital file). Its listed phone number is (931) 296-4203. In an emergency, call 911.

How much does live-in care cost in Waverly?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (97% of the $3,434 monthly median income of Waverly households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (328% of the $3,434 monthly median income of Waverly households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Live-in or 24-hour care in Waverly?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Waverly it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Waverly

More senior care near Waverly

Live-In Caregivers in nearby cities

Other care in Waverly

More for Waverly families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Waverly, TN