Dementia Care in Cold Spring, MN: In-Home Alzheimer's Care

Local figures

Dementia Care in Cold Spring, MN: the local picture

249

residents 85 or older (5.9% of all residents)

847

residents 65 or older (20% of Cold Spring)

30%

of residents 65+ report a disability (30% in Stearns County)

6+

Medicare-certified nursing homes within 25 miles

Cold Spring has about 249 residents aged 85 or older among 847 aged 65 or older. The risk of Alzheimer’s rises steeply with age, and the Alzheimer’s Association estimates that about a third of people 85 and older have Alzheimer’s dementia.

30% of residents 65 and older report a disability (30% in Stearns County). The Census counts cognitive difficulty as one kind, alongside hearing, vision, walking, self-care and living independently.

54% of older Cold Spring residents in households live alone. For someone with memory loss who lives alone, a few hours of daily check-ins are often the first step.

Cold Spring compared with Stearns County and Minnesota

Census figure	Cold Spring	Stearns County	Minnesota
Residents 85 or older	5.9%	2.0%	2.1%
Residents 65 or older	20%	16%	17%
Residents 65+ with a disability	30%	30%	28%
Residents 65+ in households who live alone	54%	30%	30%
Residents 65+ below the poverty line (approx.)	8.8%	11%	8.8%
Residents 5+ who speak a language other than English at home	8.3%	12%	12%
Median income, households headed by someone 65+	$43,818	$52,464	—

Older residents in towns around Cold Spring

Town	Distance	Residents 65+	Residents 85+
St. Joseph, MN	9.6 mi	787	117
Waite Park, MN	10.0 mi	1,523	295
St. Augusta, MN	11 mi	418	26
St. Cloud, MN	13 mi	9,413	1,215
Albany, MN	13 mi	519	114
Sartell, MN	15 mi	2,993	444

Nursing homes near Cold Spring

Nursing home	Town	Distance	CMS overall rating	Certified beds	Phone
Assumption Home	Cold Spring, MN	0.3 mi	5 of 5	76	(320) 685-3693
Cura Of Watkins	Watkins, MN	9.5 mi	5 of 5	50	(320) 764-2300
Sterling Park Health Care Center	Waite Park, MN	12 mi	2 of 5	40	(320) 252-9595
Benedictine Living Community Mother Of Mercy	Albany, MN	14 mi	2 of 5	76	(320) 845-2195
Cura Of Paynesville	Paynesville, MN	15 mi	4 of 5	51	(320) 399-4267
Good Shepherd Lutheran Home	Sauk Rapids, MN	16 mi	5 of 5	146	(320) 252-6525

Hospices serving Cold Spring

Hospice	Office	Distance	Phone
Centracare Hospice	Waite Park, MN	12 mi	(320) 259-9375
Moments Hospice	Saint Cloud, MN	13 mi	(320) 372-4300
St Croix Hospice	St. Cloud, MN	13 mi	(320) 201-5930
Allina Health Hospice & Palliative Care	Minneapolis, MN	68 mi	(651) 635-9173

Straight-line miles from the center of Cold Spring. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a dementia caregiver can help with

Keeping a predictable daily routine
Gentle help with bathing, dressing and toileting
Meals, hydration and medication reminders
Calming approaches for sundowning, agitation and repeated questions

Cost

What dementia care costs in Cold Spring

At the Minnesota median aide wage of $18.45 an hour, 20 hours of help a week comes to about $1,599 a month in wages, which is 44% of the $3,652 monthly median income of Cold Spring households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a dementia caregiver

An estimated 7.2 million Americans aged 65 and older are living with Alzheimer’s dementia, according to the Alzheimer’s Association 2025 Facts and Figures. Most live at home, cared for by family. The Association’s 24/7 Helpline (1-800-272-3900) is free.

Questions worth asking: Tell me about someone with dementia you cared for. What worked? What do you do when a client becomes agitated in the late afternoon? How do you keep someone safe who tries to leave the house? More in our dementia care guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Dementia Care in Cold Spring: common questions

What nursing homes are near Cold Spring?

The closest Medicare-certified nursing homes are Assumption Home in Cold Spring (0.3 mi, 5 of 5 overall); Cura Of Watkins in Watkins (9.5 mi, 5 of 5 overall); Sterling Park Health Care Center in Waite Park (12 mi, 2 of 5 overall). Ratings are from Medicare Care Compare.

How much does dementia care cost in Cold Spring?

At the Minnesota median aide wage of $18.45 an hour, 20 hours of help a week comes to about $1,599 a month in wages, which is 44% of the $3,652 monthly median income of Cold Spring households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

When does someone with dementia need care at home?

Common signs are missed meals or medication, getting lost in familiar places, unsafe cooking or driving, and a family caregiver who is exhausted. Many families start with a few hours a day and add hours, nights or live-in help as the disease progresses.

More near Cold Spring

More senior care near Cold Spring

Dementia Care in nearby cities

Other care in Cold Spring

More for Cold Spring families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

In-Home Dementia and Alzheimer's Care in Cold Spring, MN