Cold Spring, Minnesota

Respite Care in Cold Spring, MN

A few hours, a day or a weekend of cover so the family member doing the caring can rest, work, see a doctor or travel. Post what you need in Cold Spring for free and hire a caregiver directly, with no agency mark-up.

A younger man supporting an older man's arm as they walk through a bright living room
Local figures

Respite Care in Cold Spring, MN: the local picture

847
residents 65 or older (20% of Cold Spring)
46%
of residents 65+ in households live with someone, often a family caregiver
30%
of residents 65+ report a disability (30% in Stearns County)
7
Medicare-certified hospices serve Cold Spring ZIP codes

Most older adults in Cold Spring live with someone: 46% of residents 65 and older in households do. When one of them needs care, the person they live with usually provides most of it, and respite is what keeps that sustainable.

About 232 Cold Spring residents aged 65 or older report a disability (30%) (30% in Stearns County). Many of them rely on a spouse or adult child day to day.

Medicare lists 7 hospices serving Cold Spring ZIP codes. For someone on hospice, Medicare also covers short inpatient respite stays so the family caregiver can rest.

Cold Spring compared with Stearns County and Minnesota

Census figureCold SpringStearns CountyMinnesota
Residents 65+ with a disability30%30%28%
Residents 65+ in households who live alone54%30%30%
Residents 65 or older20%16%17%
Residents 85 or older5.9%2.0%2.1%
Residents 65+ below the poverty line (approx.)8.8%11%8.8%
Households with no vehicle14%6.0%6.7%
Median income, households headed by someone 65+$43,818$52,464—

Older residents in towns around Cold Spring

TownDistanceResidents 65+65+ with a disability
St. Joseph, MN9.6 mi78724%
Waite Park, MN10.0 mi1,52344%
St. Augusta, MN11 mi41826%
St. Cloud, MN13 mi9,41331%
Albany, MN13 mi51944%
Sartell, MN15 mi2,99339%

Hospices serving Cold Spring

HospiceOfficeDistancePhone
Centracare HospiceWaite Park, MN12 mi(320) 259-9375
Moments HospiceSaint Cloud, MN13 mi(320) 372-4300
St Croix HospiceSt. Cloud, MN13 mi(320) 201-5930
Allina Health Hospice & Palliative CareMinneapolis, MN68 mi(651) 635-9173
Ecumen HospiceShoreview, MN68 mi(651) 714-0200

Nursing homes near Cold Spring (ask about short stays)

Nursing homeTownDistanceCMS overall ratingCertified bedsPhone
Assumption HomeCold Spring, MN0.3 mi5 of 576(320) 685-3693
Cura Of WatkinsWatkins, MN9.5 mi5 of 550(320) 764-2300
Sterling Park Health Care CenterWaite Park, MN12 mi2 of 540(320) 252-9595
Benedictine Living Community Mother Of MercyAlbany, MN14 mi2 of 576(320) 845-2195

Straight-line miles from the center of Cold Spring. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a respite caregiver can help with

  • Taking over the usual routine while you are away
  • Meals, medication reminders and personal care
  • Company and activities
  • Overnight cover for a weekend or a trip
Cost

What respite care costs in Cold Spring

At the Minnesota median aide wage of $18.45 an hour, 20 hours of help a week comes to about $1,599 a month in wages, which is 44% of the $3,652 monthly median income of Cold Spring households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a respite caregiver

Family caregivers carry most long-term care in the U.S., and burnout is a common reason a home arrangement breaks down. The federal National Family Caregiver Support Program funds respite through local Area Agencies on Aging, and the ARCH National Respite Locator lists respite programs by state.

Questions worth asking: Can you do a short paid visit first, while I am home? Are you available at short notice if I am ill? Can you stay overnight, and what do you charge for it? More in our respite care guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Respite Care in Cold Spring: common questions

Which hospices serve Cold Spring?

Medicare lists 7 hospices for Cold Spring ZIP codes, including Centracare Hospice, Moments Hospice, St Croix Hospice.

How much does respite care cost in Cold Spring?

At the Minnesota median aide wage of $18.45 an hour, 20 hours of help a week comes to about $1,599 a month in wages, which is 44% of the $3,652 monthly median income of Cold Spring households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Does Medicaid or Medicare pay for respite care?

Medicare pays for short inpatient respite stays only for people on its hospice benefit (Medicare.gov); the hospices on this page serve Cold Spring. Many state Medicaid home and community-based programs, veterans’ programs and the National Family Caregiver Support Program fund respite. Our guide Medicaid programs for family caregivers: who can be paid, and the rules in 12 states covers Minnesota.

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

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