Live-In Caregivers in Cambridge, MD: 24-Hour Home Care

Local figures

Live-In Caregivers in Cambridge, MD: the local picture

216

residents 85 or older (1.6% of all residents)

1,123

households headed by someone 65+ own their home (62%)

48%

of Cambridge homes have 3 or more bedrooms (65% in Dorchester County)

$15.00

Maryland minimum wage per hour

About 216 Cambridge residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 48% of homes in Cambridge have three or more bedrooms (65% in Dorchester County), while 17% have one bedroom or none, where live-in care rarely works; the median home has 5.5 rooms.

Of Cambridge households headed by someone 65 or older, 1,123 own their home and 696 rent; among householders 85 and older it is 76 owners and 53 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Cambridge compared with Dorchester County and Maryland

Census figure	Cambridge	Dorchester County	Maryland
Residents 85 or older	1.6%	1.8%	1.9%
Residents 65+ in households who live alone	38%	29%	27%
Residents 65+ with a disability	33%	29%	30%
Residents 65+ below the poverty line (approx.)	16%	14%	9.5%
Residents 65 or older	21%	23%	17%
Residents 5+ who speak a language other than English at home	7.0%	6.1%	21%
Median income, households headed by someone 65+	$40,669	$49,065	—

Older residents in towns around Cambridge

Town	Distance	Residents 65+	Residents 85+
Hurlock, MD	12 mi	536	23
Easton, MD	15 mi	4,874	1,197
Federalsburg, MD	19 mi	344	70
Chesapeake Ranch Estates, MD	23 mi	1,051	73
Lusby, MD	24 mi	230	9
Drum Point, MD	25 mi	514	58

Emergency hospitals near Cambridge

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
University Of Md Shore Medical Center At Easton	Easton, MD	15 mi	4 of 5	(410) 822-1000
Tidalhealth Nanticoke, Inc.	Seaford, DE	26 mi	3 of 5	(302) 629-6611
Tidalhealth Peninsula Regional, Inc	Salisbury, MD	27 mi	4 of 5	(410) 546-6400

Straight-line miles from the center of Cambridge. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Cambridge

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (117% of the $3,389 monthly median income of Cambridge households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (393% of the $3,389 monthly median income of Cambridge households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Cambridge: common questions

Where is the nearest emergency hospital to Cambridge?

University Of Md Shore Medical Center At Easton in Easton, about 15 mi in a straight line from the center of Cambridge (Medicare hospital file). Its listed phone number is (410) 822-1000. In an emergency, call 911.

How much does live-in care cost in Cambridge?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (117% of the $3,389 monthly median income of Cambridge households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (393% of the $3,389 monthly median income of Cambridge households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Cambridge?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Cambridge it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Cambridge

More senior care near Cambridge

Live-In Caregivers in nearby cities

Other care in Cambridge

More for Cambridge families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Cambridge, MD