Live-In Caregivers in Lusby, MD: 24-Hour Home Care

Local figures

Live-In Caregivers in Lusby, MD: the local picture

9

residents 85 or older (0.3% of all residents)

87

households headed by someone 65+ own their home (56%)

80%

of Lusby homes have 3 or more bedrooms (87% in Calvert County)

$15.00

Maryland minimum wage per hour

About 9 Lusby residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 80% of homes in Lusby have three or more bedrooms (87% in Calvert County), while 5.5% have one bedroom or none, where live-in care rarely works; the median home has 8 rooms.

Of Lusby households headed by someone 65 or older, 87 own their home and 69 rent. Renters should check that the lease allows another adult to live in before anyone moves in.

Lusby compared with Calvert County and Maryland

Census figure	Lusby	Calvert County	Maryland
Residents 85 or older	0.3%	1.7%	1.9%
Residents 65+ in households who live alone	42%	22%	27%
Residents 65+ with a disability	51%	27%	30%
Residents 65+ below the poverty line (approx.)	0.0%	4.0%	9.5%
Residents 65 or older	8.9%	16%	17%
Residents 5+ who speak a language other than English at home	4.7%	5.9%	21%
Median income, households headed by someone 65+	$44,444	$91,551	—

Older residents in towns around Lusby

Town	Distance	Residents 65+	Residents 85+
Chesapeake Ranch Estates, MD	1.2 mi	1,051	73
Drum Point, MD	2.2 mi	514	58
California, MD	5.4 mi	1,799	49
Wildewood, MD	7.2 mi	975	141
Lexington Park, MD	7.8 mi	962	60
Leonardtown, MD	12 mi	659	110

Emergency hospitals near Lusby

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Medstar Saint Mary's Hospital	Leonardtown, MD	12 mi	4 of 5	(301) 475-6001
Calverthealth Medical Center	Prince Frederick, MD	15 mi	5 of 5	(410) 535-8240
University Of Md Charles Regional Medical Center	La Plata, MD	32 mi	3 of 5	(301) 609-4265

Straight-line miles from the center of Lusby. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Lusby

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (107% of the $3,704 monthly median income of Lusby households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (360% of the $3,704 monthly median income of Lusby households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Lusby: common questions

Where is the nearest emergency hospital to Lusby?

Medstar Saint Mary's Hospital in Leonardtown, about 12 mi in a straight line from the center of Lusby (Medicare hospital file). Its listed phone number is (301) 475-6001. In an emergency, call 911.

How much does live-in care cost in Lusby?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $18.29 an hour (the Maryland median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,963 a month (107% of the $3,704 monthly median income of Lusby households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $13,315 a month (360% of the $3,704 monthly median income of Lusby households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Maryland's minimum wage is $15.00 an hour (U.S. Department of Labor table, updated July 1, 2026).

Live-in or 24-hour care in Lusby?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Lusby it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Lusby

More senior care near Lusby

Live-In Caregivers in nearby cities

Other care in Lusby

More for Lusby families

Sources

Census ACS 2020–2024 5-year (small-place figures carry wide margins of error); CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Lusby, MD