Live-In Caregivers in Ripley, TN: 24-Hour Home Care

Local figures

Live-In Caregivers in Ripley, TN: the local picture

132

residents 85 or older (1.7% of all residents)

488

households headed by someone 65+ own their home (72%)

64%

of Ripley homes have 3 or more bedrooms (67% in Lauderdale County)

$7.25

Tennessee minimum wage per hour

About 132 Ripley residents are 85 or older. Live-in care is most often arranged for this age group, when help is needed through the day and someone should be close at night.

A live-in caregiver needs a private room. 64% of homes in Ripley have three or more bedrooms (67% in Lauderdale County), while 12% have one bedroom or none, where live-in care rarely works; the median home has 5.1 rooms.

Of Ripley households headed by someone 65 or older, 488 own their home and 189 rent; among householders 85 and older it is 54 owners and 37 renters. Renters should check that the lease allows another adult to live in before anyone moves in.

Ripley compared with Lauderdale County and Tennessee

Census figure	Ripley	Lauderdale County	Tennessee
Residents 85 or older	1.7%	1.7%	1.6%
Residents 65+ in households who live alone	25%	30%	29%
Residents 65+ with a disability	48%	47%	36%
Residents 65+ below the poverty line (approx.)	20%	17%	11%
Residents 65 or older	14%	17%	17%
Residents 5+ who speak a language other than English at home	3.4%	3.0%	8.6%
Median income, households headed by someone 65+	$41,094	$37,319	—

Older residents in towns around Ripley

Town	Distance	Residents 65+	Residents 85+
Covington, TN	14 mi	1,644	255
Brownsville, TN	19 mi	1,973	204
Brighton, TN	22 mi	343	11
Dyersburg, TN	23 mi	3,071	217
Blytheville, AR	25 mi	2,302	261
Osceola, AR	26 mi	884	122

Emergency hospitals near Ripley

Hospital with an emergency department	Town	Distance	CMS overall rating	Phone
Lauderdale Community Hospital	Ripley, TN	0.5 mi	not rated	(731) 221-2200
Baptist Memorial Hospital Tipton	Covington, TN	14 mi	3 of 5	(901) 476-2621
Haywood County Community Hospital	Brownsville, TN	18 mi	not rated	(731) 968-3646

Straight-line miles from the center of Ripley. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a live-in caregiver can help with

Help across the day: meals, housekeeping, personal care
Someone in the home overnight if help is needed
Medication reminders and appointment rides
Companionship and a steady routine

Cost

What live-in care costs in Ripley

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (98% of the $3,425 monthly median income of Ripley households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (328% of the $3,425 monthly median income of Ripley households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see TennCare CHOICES: how to get paid to care for a family member in Tennessee.

Before you hire

What to know before hiring a live-in caregiver

Put the arrangement in writing: hours on duty, sleep time, days off, the room and pay (federal rules: DOL Fact Sheet 79B).

Questions worth asking: Have you lived in with a client before, and for how long? What days off and sleep time do you need? How do you handle being woken at night? More in our live-in caregivers guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Live-In Caregivers in Ripley: common questions

Where is the nearest emergency hospital to Ripley?

Lauderdale Community Hospital in Ripley, about 0.5 mi in a straight line from the center of Ripley (Medicare hospital file). Its listed phone number is (731) 221-2200. In an emergency, call 911.

How much does live-in care cost in Ripley?

Live-in pay is often agreed by the day or week, but every hour worked counts toward minimum wage. At $15.45 an hour (the Tennessee median aide wage), a live-in caregiver paid for 50 hours a week costs about $3,348 a month (98% of the $3,425 monthly median income of Ripley households headed by someone 65+). Round-the-clock shift care, 168 paid hours a week across two or three caregivers, comes to about $11,248 a month (328% of the $3,425 monthly median income of Ripley households headed by someone 65+). Private rates are agreed with the caregiver, and overtime rules can add to both. Tennessee has no state minimum wage law, so the federal minimum of $7.25 an hour applies to employers covered by the Fair Labor Standards Act (U.S. Department of Labor).

Live-in or 24-hour care in Ripley?

A live-in caregiver sleeps in the home and has protected sleep and break time. 24-hour care uses two or three caregivers in shifts so someone is always awake; in Ripley it costs more than three times as much a month (see the cost section above). Choose shifts if help is needed several times a night.

More near Ripley

More senior care near Ripley

Live-In Caregivers in nearby cities

Other care in Ripley

More for Ripley families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

Live-In Caregivers in Ripley, TN