24-Hour Home Care in Cold Spring, MN: Round-the-Clock Care

Local figures

24-Hour Home Care in Cold Spring, MN: the local picture

7.2%

of residents 65+ have difficulty dressing or bathing (5.2% in Stearns County)

249

residents 85 or older (5.9% of all residents)

30%

of residents 65+ report a disability (30% in Stearns County)

$43,818

median yearly income of households headed by someone 65+

56 Cold Spring residents 65 or older have difficulty dressing or bathing (7.2%; 5.2% in Stearns County), and 151 have serious difficulty walking. Round-the-clock care is usually for people who need hands-on help at any hour.

About 249 residents are 85 or older (5.9% of the population).

If you are weighing home care against a nursing home, the nearest Medicare-certified ones are Assumption Home in Cold Spring (0.3 mi) and Cura Of Watkins in Watkins (9.5 mi).

Cold Spring compared with Stearns County and Minnesota

Census figure	Cold Spring	Stearns County	Minnesota
Residents 65+ with difficulty dressing or bathing	7.2%	5.2%	5.4%
Residents 65+ with serious difficulty walking	20%	17%	16%
Residents 65+ with serious difficulty remembering	2.5%	5.7%	6.2%
Residents 85 or older	5.9%	2.0%	2.1%
Residents 65+ in households who live alone	54%	30%	30%
Residents 65+ below the poverty line (approx.)	8.8%	11%	8.8%
Median income, households headed by someone 65+	$43,818	$52,464	—

Older residents in towns around Cold Spring

Town	Distance	Residents 65+	Self-care difficulty (65+)
St. Joseph, MN	9.6 mi	787	5.7%
Waite Park, MN	10.0 mi	1,523	6.9%
St. Augusta, MN	11 mi	418	4.1%
St. Cloud, MN	13 mi	9,413	7.2%
Albany, MN	13 mi	519	13%
Sartell, MN	15 mi	2,993	7.7%

Home health agencies serving Cold Spring

Agency	Office	Distance	CMS quality stars	Services listed	Phone
Aveanna Home Health	Waite Park, MN	12 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, home health aides	(320) 774-0777
Centracare Home Health	Waite Park, MN	12 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(320) 259-9375
Ecumen Home Care And Hospice - Litchfield	Litchfield, MN	23 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, home health aides	(320) 693-7367
Home Health Care Inc	Golden Valley, MN	60 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(763) 417-8888
Vitality At Home	Inver Grove Heights, MN	81 mi	3.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, home health aides	(507) 282-8052

Nursing homes near Cold Spring (to compare)

Nursing home	Town	Distance	CMS overall rating	Certified beds	Phone
Assumption Home	Cold Spring, MN	0.3 mi	5 of 5	76	(320) 685-3693
Cura Of Watkins	Watkins, MN	9.5 mi	5 of 5	50	(320) 764-2300
Sterling Park Health Care Center	Waite Park, MN	12 mi	2 of 5	40	(320) 252-9595
Benedictine Living Community Mother Of Mercy	Albany, MN	14 mi	2 of 5	76	(320) 845-2195

Straight-line miles from the center of Cold Spring. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a 24-hour caregiver can help with

Someone awake and on duty at all hours
Personal care, meals and medication reminders through the day
Help at night without relying on one tired caregiver
Written handover notes between shifts

Cost

What 24-hour home care costs in Cold Spring

24-hour care is 168 paid hours a week. At $18.45 an hour (the Minnesota median aide wage) that is about $13,432 a month in wages before any overtime, 368% of the $3,652 monthly median income of Cold Spring households headed by someone 65+. Rates are agreed with each caregiver. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a 24-hour caregiver

24-hour care is the most hours a family can arrange at home, and the most costly. Each caregiver works a set shift, often two 12-hour or three 8-hour shifts a day, so nobody works all night after working all day. Minimum wage and overtime rules apply to each caregiver you employ directly; for workers who live in the home see DOL Fact Sheet 79B.

Questions worth asking: How do you hand over to the next caregiver? Can you work fixed shifts on the same days each week? Have you worked on a team caring for one client? More in our 24-hour home care guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

24-Hour Home Care in Cold Spring: common questions

How much does 24-hour home care cost in Cold Spring?

24-hour care is 168 paid hours a week. At $18.45 an hour (the Minnesota median aide wage) that is about $13,432 a month in wages before any overtime, 368% of the $3,652 monthly median income of Cold Spring households headed by someone 65+. Rates are agreed with each caregiver. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

How many caregivers does 24-hour care take?

A week has 168 hours. If each caregiver works about 40 hours, that is four or five people, plus someone to cover sickness and holidays. Fewer caregivers means very long weeks for each of them.

More near Cold Spring

More senior care near Cold Spring

24-Hour Home Care in nearby cities

Other care in Cold Spring

More for Cold Spring families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

24-Hour Home Care in Cold Spring, MN