Adult Disability Care in Cold Spring, MN: In-Home Support

Local figures

Disability Care for Adults in Cold Spring, MN: the local picture

6.2%

of residents aged 18 to 64 have a disability (9.9% in Stearns County)

89

residents aged 18 to 64 have difficulty doing errands alone

14%

of households have no vehicle (6.0% in Stearns County)

12

Medicare-certified home health agencies list Cold Spring ZIP codes in their service area

About 155 Cold Spring residents aged 18 to 64 report a disability (6.2%; 9.9% in Stearns County).

89 of them have difficulty doing errands such as shopping or visiting a doctor alone, the kind of help a support caregiver gives.

14% of Cold Spring households have no vehicle (6.0% in Stearns County); say in your posting if you need a caregiver who drives.

Cold Spring compared with Stearns County and Minnesota

Census figure	Cold Spring	Stearns County	Minnesota
Residents 18 to 64 with a disability	6.2%	9.9%	9.7%
Residents 18 to 64 with difficulty doing errands alone	3.6%	3.2%	3.7%
Households with no vehicle	14%	6.0%	6.7%
Residents 5+ who speak a language other than English at home	8.3%	12%	12%
Residents 65+ with a disability	30%	30%	28%
Residents 65+ below the poverty line (approx.)	8.8%	11%	8.8%
Median income, households headed by someone 65+	$43,818	$52,464	—

Older residents in towns around Cold Spring

Town	Distance	Residents 65+	Disability (18 to 64)
St. Joseph, MN	9.6 mi	787	9.7%
Waite Park, MN	10.0 mi	1,523	15%
St. Augusta, MN	11 mi	418	1.2%
St. Cloud, MN	13 mi	9,413	13%
Albany, MN	13 mi	519	7.6%
Sartell, MN	15 mi	2,993	9.0%

Home health agencies serving Cold Spring

Agency	Office	Distance	CMS quality stars	Services listed	Phone
Aveanna Home Health	Waite Park, MN	12 mi	4.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, home health aides	(320) 774-0777
Centracare Home Health	Waite Park, MN	12 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(320) 259-9375
Ecumen Home Care And Hospice - Litchfield	Litchfield, MN	23 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, home health aides	(320) 693-7367
Home Health Care Inc	Golden Valley, MN	60 mi	4 of 5	nursing, physical therapy, occupational therapy, speech therapy, medical social work, home health aides	(763) 417-8888
Vitality At Home	Inver Grove Heights, MN	81 mi	3.5 of 5	nursing, physical therapy, occupational therapy, speech therapy, home health aides	(507) 282-8052

Straight-line miles from the center of Cold Spring. Medicare (CMS) data, October 2026; call ahead to confirm. We are not affiliated with these providers.

What it covers

What a disability support caregiver can help with

Personal care, on the person’s terms
Cooking, shopping and housekeeping
Getting to work, school, appointments and activities
Keeping routines the person sets

Cost

What disability care for adults costs in Cold Spring

At the Minnesota median aide wage of $18.45 an hour, 20 hours of help a week comes to about $1,599 a month in wages, which is 44% of the $3,652 monthly median income of Cold Spring households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Hiring directly, you agree the rate with the caregiver and usually become the household employer (U.S. Department of Labor rules). Some families qualify for programs that pay for care at home; see Medicaid programs for family caregivers: who can be paid, and the rules in 12 states.

Before you hire

What to know before hiring a disability support caregiver

Many state Medicaid programs let adults with disabilities direct their own care: they, or a representative, hire and supervise the caregiver.

Questions worth asking: Have you supported adults with a disability like mine (or my family member’s)? How do you support someone to do things themselves? Can you drive to work, school or day programs? More in our disability care for adults guide.

CaregiverConnect does not run background checks. Check identity, references and any certification yourself before anyone starts. The Safety Center explains how.

Questions

Disability Care for Adults in Cold Spring: common questions

How much does disability care for adults cost in Cold Spring?

At the Minnesota median aide wage of $18.45 an hour, 20 hours of help a week comes to about $1,599 a month in wages, which is 44% of the $3,652 monthly median income of Cold Spring households headed by someone 65 or older. Private rates are agreed directly with the caregiver, so yours may be higher or lower. Minnesota's minimum wage is $11.41 an hour (U.S. Department of Labor table, updated July 1, 2026).

Can an adult with a disability hire their own caregiver?

Yes. Many state Medicaid programs offer self-direction, where the person or a representative hires and supervises the caregiver. Our guide Medicaid programs for family caregivers: who can be paid, and the rules in 12 states covers Minnesota.

More near Cold Spring

More senior care near Cold Spring

Disability Care for Adults in nearby cities

Other care in Cold Spring

More for Cold Spring families

Sources

Census ACS 2020–2024 5-year; CMS provider data (October 25, 2026); U.S. DOL state minimum wages (July 1, 2026); BLS OEWS May 2025 aide wages, which cover employed aides rather than private rates.

In-Home Support for Adults With Disabilities in Cold Spring, MN